Sub Prime Credit Thread Part III

seeya23

i send my sick note off now may get some money next week i hope

cifpower

Has ESA still not paid out? How long has it been now?

seeya23

just a week they call me on monday i hope they pay me next week

cifpower

I hope they don't drag their heels as many governement departments can.

seeya23

i know first time had to go dwp in years you could just walk in now it.s all done over the phone

cifpower

We can't do anything over the phone in NI. We have to go to the local office and fill in a form or ask for one to be posted out before returning it.

seeya23

cifpower wrote: »

We can't do anything over the phone in NI. We have to go to the local office and fill in a form or ask for one to be posted out before returning it.

not like that over here when i went in to a office i was told to call up got my copy in the post today

cifpower

But we can download one curiously enough

seeya23

cifpower wrote: »

But we can download one curiously enough

that more like the dwp

TheEffect

I spoke to a nice man on the phone to Halifax today. He said I failed the credit scoring for the Ultimate Reward Account (I was declined online a few days ago). He said as I have no adverse or bad information on my credit file, and due to my age, he said send in an appeal letter to the underwriters with 3 months bank statements and they're likely to overturn the decision.

I'm not sure if I can be bothered with all the hassle.

Also, I told my employer to change my bank details 3 weeks ago, yet they still paid my wages into my HSBC account today, rather then Lloyds.

Lloyds want to see my wages go into the account for 3 months before I get an overdraft or any other products, but at the moment, for the last two months, it's been paid into HSBC... then transferred to Lloyds.