Sub Prime Credit Thread Part III

Innocent_Guy

cifpower wrote: »

Do you live on your own? What have you been spending your money on? You really need some financial help if you can get those sorts of bonuses every 3 months and ask about getting a £5k loan.

Nope, Live with OH

Mate lets be honest by the time you get taxed its not actually that much.

Innocent_Guy

cifpower wrote: »

I have had 8 of them in the past few months; needless to say they have gone in the bin

Hope you shredded them

sutton111

Banks which offer debit cards on basic accounts. See Here

BTW HSBC defiantly don't issue a debit card as standard on their basic account.

Cif you should update the OP to include basic bank accounts with the above link.

Innocent_Guy

cifpower wrote: »

I have had 8 of them in the past few months; needless to say they have gone in the bin

Are they charged at cash withdrawal APR?

cifpower

Innocent_Guy wrote: »

Nope, Live with OH

Mate lets be honest by the time you get taxed its not actually that much.

Even if you get taxed at 40% it works out as £3600 per quarter. May not seem much to you but to me that is an extraordinary amount. On top of your wages as well!

cifpower

Innocent_Guy wrote: »

Are they charged at cash withdrawal APR?

Yes they are

cifpower

Innocent_Guy wrote: »

Hope you shredded them

Don't have a shredder so just tore them up and put them in the bin

sutton111

cifpower wrote: »

Don't have a shredder so just tore them up and put them in the bin

You should get yourself a shredder. Especially with ID theft on the increase.

Innocent_Guy

cifpower wrote: »

Don't have a shredder so just tore them up and put them in the bin

Cool, Mine are upstair must get rid of them

cifpower

sutton111 wrote: »

You should get yourself a shredder. Especially with ID theft on the increase.

Suppose I have been lucky in that I have never been a victim of ID theft or fraud