We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Sub Prime Credit Thread Part III

12021232526804

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Asked nicely ;)

    Please! :rolleyes:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My Council Tax, must transfer some money from my barclays to abbey to make up the difference :cool:

    Not very exciting then.

    Who are your new employers then Innocent?
  • cifpower
    cifpower Posts: 6,502 Forumite
    Got a letter from Tesco declining me again and if I want to appeal i have to send in 3 months of credit reports from Experian. They can go swivel.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Not very exciting then.

    Who are your new employers then Innocent?
    I can't disclose that information LOL

    They are a global corparation ( Spelt wrong, sorry )
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Got a letter from Tesco declining me again and if I want to appeal i have to send in 3 months of credit reports from Experian. They can go swivel.
    They are complete idiots
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Got a letter from Tesco declining me again and if I want to appeal i have to send in 3 months of credit reports from Experian. They can go swivel.

    I don't blame you Cif


    Three months worth of Experian credit reports. I didn't even think you can look back at old Experian reports. Can you? :confused:


    Are they thick!! They can see the information themselves, they are a bunch of Buffoons.
  • cifpower
    cifpower Posts: 6,502 Forumite
    They are complete idiots
    My sentiments exactly
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I don't blame you Cif


    Three months worth of Experian credit reports. I didn't even think you can look back at old Experian reports. Can you? :confused:


    Are they thick!! They can see the information themselves, they are a bunch of Buffoons.
    You can go back that far however they have access to that information as you suggested
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    I don't blame you Cif


    Three months worth of Experian credit reports. I didn't even think you can look back at old Experian reports. Can you? :confused:


    Are they thick!! They can see the information themselves, they are a bunch of Buffoons.
    As far as I can tell, to get 3 months of statements I would have to request my report every month for 3 months. Why? They can search my file and get exactly the same info!

    !!!!!!.

    Steer well clear of TPF if you want decent and sensible customer service.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A Global Corporation, What Global Corporation?

    McDonald's or Burger King? :rotfl::rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.