The 9 year plan...hold onto your hats and here we go!

EssexHebridean

Sorry to be the bearer of bad tidings there LT!

Trip to the market as planned today - spent £7 which was a little more than usual but for that I got:

a 12 pack of Walkers crisps
2 x 6 packs of Walkers Turkey & stuffing crisps
2 x Old El Paso Fajita dinner kits
6 x packs of home-cook poppadums
a box of 24 packs of mini chocolate hob nobs.

The hob nobs will be used in place of crisps to go with weekday lunches, and the poppadums will last us just about forever but then again they shouldn't go off, and cost somewhere about £1.20 a pack in Makro! Altogether a bargainous trip!

Had a fairly productive afternoon too - MrEH was out at rugby (they lost, but were playing a team from a league above theirs and only lost narrowly so not too bad) so I used the time with the place to myself for a bit of tidying up of areas which, if tidied with MrEH in the place, would get a lot more of the clutter from them kept! As it was I chucked plenty and he'll never realise!

Forgot to say - MrEH reads the Telegraph, and what can be found in the Telegraph today (and tomorrow!) but a £5 Bodyshop voucher.....! He handed it to me, and I handed it back and said I didn't want it, thanks! Feeling very virtuous now! ACtually, someone else on the No More Toiletries thread mentioned giving up buying anything toiletry-related for lent. On the basis that I need nothing at the moment, I may well do the same as it might stop me from the spur of the moment purchasing that seems to be my downfall.

boredofbeingathome

Ooh i made some of twinks hobnobs today as well...and some scones. Will hopefully last at least two days in our house..lol

Ooh great news on the voucher

EssexHebridean

Mmmmm - not made Twinks for ages - must do a batch again soon!

I'm rather cross with Tesco CC - for some reason they have taken my direct debit for the minimum payment this month in spite of having cashed my cheque which should have cleared the account over a week ago. :mad: I'll now have to wait for the statement to come in to work out why. My suspicion is that they are going to tell me that the interest free period expired before the payment went in, which ought to be nonsense as I sent the cheque the day after the last statement arrived. In any case, at no stage have they bothered to put an expiry date in the box provided for them to do so, so I suspect I will end up getting any interest they may have charged me back. I have now cancelled the DD in any case.

boredofbeingathome

EssexHebridean wrote: »

Mmmmm - not made Twinks for ages - must do a batch again soon!

I'm rather cross with Tesco CC - for some reason they have taken my direct debit for the minimum payment this month in spite of having cashed my cheque which should have cleared the account over a week ago. :mad: I'll now have to wait for the statement to come in to work out why. My suspicion is that they are going to tell me that the interest free period expired before the payment went in, which ought to be nonsense as I sent the cheque the day after the last statement arrived. In any case, at no stage have they bothered to put an expiry date in the box provided for them to do so, so I suspect I will end up getting any interest they may have charged me back. I have now cancelled the DD in any case.

Good:mad:

Which reminds me experian did the same thing to me i cancelled ages ago and they have taken an automatic card payment out, so i will chase that up..it may only be £6.99 but it is my £6.99:mad:

yukkibear

I've just started on my journey of 0% from Mr T so will watch that when we near the end.
Well done for refusing the Bodyshop voucher, that would be tough for me.

Lemon_Tree

good idea to give up purchasing toiletries for lent. I could easily do that as i have so much in stock. but..... i think for me to truely give something up that i 'struggle' with is to give up buying craft stuff. So i think i've just found my thing to give up.

EssexHebridean

Go for it LT - you have nothing to lose and a fortune to gain! :T

NSD today as I didn't go near anywhere to spend anything. Tomorrow may be as well, but I suspect I'll need to fill up the car on Tuesday.

Swinstie73

Hi EH,

The same thing happened to me with my Virgin CC, I made a payment which cleared the balance but they still tried to take the DD, bascially they said I should've made a payment for the balance minus the DD as it is automated so even though I paid the full amount it doesn't know that. I had cancelled my DD so ended up with a £12 charge but the nice man refunded me cos I pleaded my ignorance. Sounds like the same situ.

EssexHebridean

OK - Update:

Savings total in sig updated. I've been through the account for this end of the month with a fine toothed comb and discovered that assuming that MrEH gets his backside into gear and transfers over his expenses in time for the CC bill to be paid we have enough in there for the ferry tickets we need to book with a bit over. :j "Main" CC statement arrived tonight and is lower than I expected - we HAVE been good bunnies this month! I've also paid £25 to the Halifax card which will be whittling away the balance on that one before the interest free period is up.

I have £56 expenses to come from work plus (fingers crossed for it paying OK) that £150 from Quidco. Assuming that both of those hit the account OK they will go into the "make up a month" account leaving the balance on that standing at £1111 which I'll be pleased with. Not counting chickens yet though.

There is £118 Council tax and £28 water rates not payable this month - we're rounding that up to £150 and that will be paid to the mortgage - same again next month so that will be a nice boost.

Holiday spending money SHOULD be covered by what's in the pig, plus ClubCard plus positive balance and the CC cashback that's already lurking in my savings account. We need to start thinking about getting stuff paid in so we know where we stand. I'm also waiting on the next CC+ statement to see how much is actually sitting there - must remember to add on £75 for 50% of the cash credit to that for our holiday month also.

Cat has a bit of a yucky eye at the moment - we're bathing it morning and night and it's starting to look better - we're keeping a close eye (boom boom!) on it though and if she needs the vets, then to the vets she will go. :cool: At the moment repeated threats of "if your eye doesn't clear up we're taking you to the vets" seem to be doing the trick!

boredofbeingathome

I remember when our cat was like that- absolute blighter she was to get the eye drops onto her eye. But it cleared up quite quickly.

Good news re the money due- i have a potential £150 with this latest transaction so will be waiting with baited breath...