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car insurance conviction help

stokefan
stokefan Posts: 790 Forumite
i got done for drink driving 5 years ago (it was morning after, but still no excuse my mistake)

anyway i was wondering whether i need to declare this now, as many places online only ask for details from the last 5 years, but the dr10 will remain on my licence for a further 6 years
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Comments

  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I think DD convictions take 11 years to be spent.
    The man without a signature.
  • They take 10 years to be spent but 11 years to come off. As you say, a company asks for any accidents or convictions in the past 5 years, I wouldnt be declaring it.
  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    They take 10 years to be spent but 11 years to come off. As you say, a company asks for any accidents or convictions in the past 5 years, I wouldnt be declaring it.

    You wouldn't declare a conviction that hasn't been spent?!:eek: It's still a current conviction.
    The man without a signature.
  • stokefan
    stokefan Posts: 790 Forumite
    yup i know it takes 10-11 years, but online there is no option to declare any conviction thats longer than 5 years
  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    stokefan wrote: »
    yup i know it takes 10-11 years, but online there is no option to declare any conviction thats longer than 5 years

    Why not ring them and ask? You don't have to give your online details, just pose as a potential customer.
    The man without a signature.
  • I agree with Viking, just give them a call and advise them that you havent got the option and see what they say.
    Things will get better day by day.
  • reduceditem
    reduceditem Posts: 3,057 Forumite
    You certainly do not need to declare this. It's wiped from your license after 4 years from the date of offence. Insurers ask about the last 5 years.
  • Armengar
    Armengar Posts: 223 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    From the DVLA

    Offence codes DR10 to DR30 must stay on a driving licence for eleven years from date of conviction

    If an insurance company wishes you to declare any convictions in the last five years then do so but there is no requirement to OVERSTATE your convictions.
  • LandyAndy
    LandyAndy Posts: 26,377 Forumite
    Part of the Furniture 10,000 Posts
    Your current insurers, who know about the conviction, may pass the information to your new insurers when asked to confirm your declared insurance history.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The conviction is regarded as "Rehabilitated" after 5 years from the conviction date unless there was a jail sentance involved or the the ban was longer than 5 years.

    So you do not need to declare it to your Insurers if it fits the above, however it stays on your licence for longer for the DVLA and Court purposes
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