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This time I have to clear the debt...by Tigz
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Tigzem - sounds like you are staying on track well done!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/260 -
20p on the scratchcards this morn
Have a family get together today, was meant to be a BBQ for my Nan & Grandad's 57th wedding anniversary (You'd get less for murder :rotfl:) but as the weather isn't great it's now in a hall and we're having a buffet. I'm making potato salad and tuna pasta & sweetcorn salad. Only thing is I can't remember if I have to cook the sweetcorn before adding it???
I spent £17 on food yest, which wasn't too bad, had leftover chilli for tea last night with a jacket spud so all good really.
Hope you all have a good w/end xx"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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Is the sweetcorn out of a tin Tigz? If it is I think you can just chuck it in:pI really need to sort out a new signature!0
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millyscarlett wrote: »Is the sweetcorn out of a tin Tigz? If it is I think you can just chuck it in:p
Yep a tin.... tesco value.... see I'm learning !!!"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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Night scented stocks...
I read that as night scented socks :rotfl: :rotfl:Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Am back!!!!! Bounce Bounce....
Had a fab holiday, spent far too much money but hey the sun is shining and you only live once, so I'm not going to beat myself up about it!!!
Expensive w/end this one, OH's b/day 2moro, still got to get him a pressie, and our niece's b/day party 2moro too, so another pressie needed.... hmmmm will raid pressie box for niece but not sure OH would appreciate a Bratz mermaid doll???or would he?? :rotfl:
Off to OH's brothers tonight for OH's birthday meal, least I don't have to cook or pay for a meal.
Have done 5 loads of washing this morning, mopped kitchen/bathroom floors and also communal hallways as they were disgusting!!
Have a fab w/end xx"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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Blimey it's been a while eh? Still doing my scratchcards, upto £5 in there now.
Had a NSD today
DD wants to go see the new Hannah Montana movie, priced it up tonight and it would cost £15!!! Will see if she mentions it 2moro morning.
Busy w/end ahead, staying a friends 2moro night with the kids as our respective OH's are out, mine out with his friends and hers on a golf w/end. Takeaway, wine, and plenty of girlie goss! Sun we're meant to be going to a BBQ for OH's sister's birthday but forecast isn't looking good."Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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Well done on the nsd :T Cinemas are sooo expensive aren't they :mad: Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Hi tigzem - I make my kids contribute (and save up for) any cinema trips.... not sure if that helps. My DD is 6 and loves Bratz dolls - I find supermarkets and poundstretchers offer the best deals...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/260 -
savingholmes wrote: »Hi tigzem - I make my kids contribute (and save up for) any cinema trips.... not sure if that helps. My DD is 6 and loves Bratz dolls - I find supermarkets and poundstretchers offer the best deals...
Tis a good idea, DD is only 3, 4 end of Aug. Its the 1st time she's asked to go to see a movie, where they learn it from I don't know!! I may wait til it comes out on the kids club, adults go free then.
I like Bratz dolls too
"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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