Monday 27th April "What small DFW things have you done today?" Thread

mogchops

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning everyone!! :hello:

Am starting the thread today for Sophiesmum who is relaxing in a travelodge!! Hope you've had a great time honey! :dance:

Good morning to all the regulars, and Welcome to any newbies - come in, sit down, have a cuppa, its fun!!

Its pouring with rain here :rolleyes2 cant believe it, after the lovely weekend we've had!! Ah well, good for the garden I suppose!!

Today.....

- Check online banking
- Clicks and scratchies (20p & 25p :j)
- Washing on airer (indoors!!)
- Packed lunches all round
- Chicken casserole for tea in slow cooker
- Try & do some comps later (though time may be short)


Busy later as younger DD has Rainbows, then older DD has Brownies - end up going back & forwards about 4 times!! :rotfl:

Have a jolly spiffing day everyone, with potted paste sandwiches and lashings of ginger beer!!

DawnW

Good morning Mogchops and all who follow :j

Pouring with rain here as well, and chilly too! I think we have been a bit spoilt with the nice weather lately!

Today I have / will:

Check online banking (done)

See to animals and plants

Go to work - loads to do as usual

Post book sold on Amazon :T

Pay in cheque if I get time to go into townto the bank.

Packed lunch and HM meals

Dogs for walk later for free exercise

Try to stick to diet!!

Have a nice day everyone :hello:

Essex-girl_2

Morning Mogchops and all to follow

Today -

• Sc - 10p
• Check online banking & reconcile all bank a/c's
• Do loads of work in office and cashflow forcast to see what can pay off tax bill
• Will try and line dry (looking a bit overcast at the mo)
• Dinner from stores
• LSD day
• Do Tesco online shop, try and find code and keep as low as possible
• Check ebay listings.
• Be positive

Have a great day :j

Pippilongstocking

Hi all

Back to normal here - no mroe swanky parties to go to for a while

CHeck bank
Go get dressed
Charge phone at work
Make a plan to finish my writing asap
Meal plan for may - this worked brilliantly for April
Try for another NSD
Post a couple birthdya cards or write nice emails
Put some money back into the bank from being away
Help brother by writing reference for lease
Washing
PHone OH from work
Storecupboard lunch and walk doggie
Go work early and try and get head down and get on
Think about planning next couple weeks work
Book tickets for mountian biking world cup at end of May
Look at getting the curtain thing for Darwin
ANd not sure what else yet
Turbo list ebay plants for sorting out finances for trip to france
Weigh self whilst sucking in everything and standing on one foot to see if hopefullly have lost some weight..............(of course whilst naked - thankfully no one will see me)

Cheerio the noo

Chick2organise

Good morning everyone!!!!!!!

Well today I need to fit in a couple of bits didnt get round to at weekend cause ended up visiting family! Its sisters birthday so round there for dinner tonight so prob wont get all done but this is what i aim to do today:

• Check ebay listings
• Post ebay items old
• daily clicks
• work - lots to do
• gym - in lunch break to use membership and also get back into weight training - i keep ceasing up and my gym membership is valid as it does help my health.
• check online banking
• pay bills
• Start writing to cap one to claim charges back.
• write to choice to cancel catalogue.

Ill leave washing on airer inside today, it looks like its going to rain!!

Have a good day!! Lets hope its productive!!

OliveOyl_2

Morning All :hello: Thanks Mogchops.
It's raining here too, why did I bother watering my seedlings last night? :rotfl:


Another week, another set of aims to do. And a 3 day weekend at the end of it :j:j (am I wishing the days away??) So today I have/will:

• been to the gym to use membership, and have a hot shower with their toiletries (except their shampoo which appears to be washing up liquid :eek::rotfl:)
• washing on at 30 - will dry on indoor airer when I pop home for lunch
• bread in the bm, but as I have run out of bread flour I'm using plain flour.....if it works it'll be cheaper, I've been using part and part recently with no ill effect....
• check out the possibility of a staff fare on the airline that Pa used to work for......could be I get one really cheap flight each year......fingers crossed it works out.
• scratch'n'clicks
• try and have a NSD, but I've skipped breakfast and the vending machine is calling me

Have a great day everybody

bathgatebuyer

I was a good girl and was up early enough to make some sarnies for lunch, which will save me a pound or two in the staff canteen - and by using up some bread, it means that I'm not going to end up with a loaf that goes off!
Also walking home tonight which will save me £1.20 in bus fares;
Ordered a friend's birthday present on ebay last night - a sushi making kit for £7 which is different but hopefully she'll love it (as she spends a fortune buying the stuff) and will save money by learnign she can make her own and not need to spend £5 a day on 3 bits of sushi.

I do still need to list some things on ebay but I keep forgetting to do it, that and send a complaint to the FOS about how Egg ramped up everyone's interest before they sent all those letters closing accounts.

urg123

Morning Mogchos, the daily DFW gang and any newbies,

Busy day today - got interviews for new people at work :j. Have lots to do - today is payday:j. Here's my list:

• charge phone at work
• print May budget
• withdraw cash to pay for yoga classes and to add to envelopes
• lunch to work
• storecupboard dinner
• post my grocery challenge totals - if I don't count my spends at work for food then I am under budget. But, I think that if I spend money for food at work then it should come out of the grocery budget so I am way over. Need to focus on this!

That's it for now. Have a great day everyone.

urg x x

mbaz

Morning all

Today I have/will

- check online banking
- clicks and surveys
- prepare for promotions work tomorrow
- go for health assessment for new job
- Try and sort some bank shifts
- NSD
- send payments to my credit cards

~Yorkshire_Belle~

Hi all
Quick post as should be working ( shhh.....!)
Hope sophiesmum is having a lovely time and thanks to mogchops for stepping in.

Big news for me is that my final loan payment went out today so am dancing and singing! :j
Unfortunately that isn't the end of my journey but have manged to BT my CC to another 0% deal and if I stay really focused I can clear it in a year. The best thing is that, thanks to this site, I now really feel in control so I know where my money goes and when small hiccups occur ( like OH doing the shopping yesterday - 4 tins of tomatoes for £3.50+ :eek:) or even bigger ones I know I can adjust and cope.
Usual other stuff too but so glad I can tick off one debt!

Have a great day everyone
Belle
x

jtr2803

:j Morning All!!

Where has the sun gone? It's all doom and gloom here :rolleyes:

Won 20p on scrathy this morning :T, just registered to bingo site and got £5 cashback (taking off £10 deposit) so not too bad, need to hit Ebay tonight

Have a good day all :beer: