Suggestions on which credit card to apply for

Innocent_Guy

cally6008 wrote: »

Thanks moggles and Innocent - Got the letter this morning and have been approved with typical 17.9% apr variable with the balance transfers at 0% etc etc.

I don't know what my limit is yet though

Well done, you must have good credit then

Angilion

Moggles wrote: »

13 months at 0% is currently available to new customers from Halifax on balance transfers made in the first 90 days. There's a 3% BT fee.
Minimum monthly payment is 1% of the balance shifted

http://www.halifax.co.uk/creditcards/pluscard136.asp

Thanks for that...I've been meaning to try to transfer from my 20% card to a 0% offer one for ages and that was the final little push. Halifax snapped me up straight away, automated approval with a limit 5 times as much as I needed for my balance transfer of £700. That will save me £120, which is handy. It also confirms that my credit rating has recovered from when I dug myself into a hole and had to have the CAB send letters to creditors asking them to accept reduced payments. So, good news for me. Now all I need to do is sort out my mortgage.

cally6008

Halifax card arrived this morning with a £1,000 limit
Card activated and balance transfer from Capital One done already.

thriftymomma

cally6008 wrote: »

Thanks moggles and Innocent - Got the letter this morning and have been approved with typical 17.9% apr variable with the balance transfers at 0% etc etc.

I don't know what my limit is yet though

Wonderful! Congrats!