Natwest charges reclaim

billbong

Hi, I have now got into trying to reclaim my charges back (late I know) anyway I have totalled up the charges and it comes to around 6700. Now I know that there is a delay because of the test case and so on but what I would like to know is should I ask for that amount or should I caclulate all the interest and claim that too.

I can`t belive that I got charged so much for going over, I have an overdraft but if the bank would have let me add £500 to it I think my charges would have been less than £500 to £750 for the last 5 and a half years. One of the charges that really wound me up was this one,

CHG CARD MISUSE , POS 5.98, POS 2.00 70.00

I know banks have to make money but thats a bit unfair I think.

Thanks Will

natweststaffmember

billbong wrote: »

Hi, I have now got into trying to reclaim my charges back (late I know) anyway I have totalled up the charges and it comes to around 6700. Now I know that there is a delay because of the test case and so on but what I would like to know is should I ask for that amount or should I caclulate all the interest and claim that too.

I can`t belive that I got charged so much for going over, I have an overdraft but if the bank would have let me add £500 to it I think my charges would have been less than £500 to £750 for the last 5 and a half years. One of the charges that really wound me up was this one,

CHG CARD MISUSE , POS 5.98, POS 2.00 70.00

I know banks have to make money but thats a bit unfair I think.

Thanks Will

Will have you gone back to July 2001? That is how far you can go back to.

billbong

natweststaffmember wrote: »

Will have you gone back to July 2001? That is how far you can go back to.

No my first charge was 30/04/03 which is six years ago at the end of this month

ally1d

also trying to work out my bank charges, one entry on my statement that i don`t recgnise is " LBL not present Moto" any ideas what this means??

thanks in advance


Ally

natweststaffmember

billbong wrote: »

No my first charge was 30/04/03 which is six years ago at the end of this month

As I said, you can go back to July 2001 since that is more or less stated within the FSA waiver.

natweststaffmember

ally1d wrote: »

also trying to work out my bank charges, one entry on my statement that i don`t recgnise is " LBL not present Moto" any ideas what this means??

thanks in advance


Ally

that doesn't ring a bell at all. I would speak to your bank and get them to give you more information on that entry.