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mparter
mparter Posts: 409 Forumite
Part of the Furniture 100 Posts Combo Breaker
I wouldn't say I had an excellent credit record, but it's not dismal. I have a couple of defaults from 3/4 years ago (1 of which I'm disputing because I don't even know what it's for!).

I've since then got a mortgage, a Next account and 2 credit cards. But both Orange and T-Mobile have declined my online applications for a phone! :(

I guess I have basically 3 options;
  • Go pre-pay :(
  • Try another network. O2?
  • Try in a shop (Phones-4-U?)

Comments

  • harrie_2
    harrie_2 Posts: 1,582 Forumite
    my daughter got really bad rating she cant get cc but she managed 2 get her and her sister contract with o2
  • Jarlawuk
    Jarlawuk Posts: 555 Forumite
    mparter wrote:
    I wouldn't say I had an excellent credit record, but it's not dismal. I have a couple of defaults from 3/4 years ago (1 of which I'm disputing because I don't even know what it's for!).

    I've since then got a mortgage, a Next account and 2 credit cards. But both Orange and T-Mobile have declined my online applications for a phone! :(

    I guess I have basically 3 options;
    • Go pre-pay :(
    • Try another network. O2?
    • Try in a shop (Phones-4-U?)

    Try o2/3g - very low credit requirements compared to the other networks
  • natanddan1
    natanddan1 Posts: 484 Forumite
    mparter wrote:
    I wouldn't say I had an excellent credit record, but it's not dismal. I have a couple of defaults from 3/4 years ago (1 of which I'm disputing because I don't even know what it's for!).

    I've since then got a mortgage, a Next account and 2 credit cards. But both Orange and T-Mobile have declined my online applications for a phone! :(

    I guess I have basically 3 options;
    • Go pre-pay :(
    • Try another network. O2?
    • Try in a shop (Phones-4-U?)

    you will definately get a contract with e2save and they will beat any offer you can find -owned by the carphonewarehouse.

    hope this helps
  • the_tired_one
    the_tired_one Posts: 1,262 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Try O2 - we never have probs with them, but Orange are a nightmare!
  • mparter
    mparter Posts: 409 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    natanddan1 wrote:
    you will definately get a contract with e2save and they will beat any offer you can find -owned by the carphonewarehouse.

    hope this helps

    My first attempt was with e2save on T-Mobile!
  • h4zel
    h4zel Posts: 214 Forumite
    I suggest you try the THREE network through e2save.. it's worked for me and my credit history is poo! :o
    If you don't want to know my opinion, don't ask for it!
  • mparter
    mparter Posts: 409 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    h4zel wrote:
    I suggest you try the THREE network through e2save.. it's worked for me and my credit history is poo! :o

    I'm now getting concerned about the number of searches that may be on my file so I don't want to jeopordise any future credit application just for the sake of a phone.
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