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HSBC CC limits

2

Comments

  • Mine has a £6500 limit. However, I have had the card for about 6 years or so. Can't remember what I started on.
  • Brazuca
    Brazuca Posts: 59 Forumite
    I got a new card yesterday and they gave 6000 limit! I am not on the electoral roll as I am a foreigner. And I opened the bank account only 2 months ago!
  • I got mine in January, and they gave me a £2000 limit. I've been banking with them since I've been here (Sep 06). They did say they will increase it later on, but I don't really need it anyway. I'm mainly using it to build my credit history.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Brazuca wrote: »
    I got a new card yesterday and they gave 6000 limit! I am not on the electoral roll as I am a foreigner. And I opened the bank account only 2 months ago!

    They won;t even give me card - I've been a customer of theirs for years!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • DanDan123
    DanDan123 Posts: 378 Forumite
    I've had a Plus account with them since Dec 08 and have a £200 o/d but they wont give me a CC.

    Not sure how long to wait before applying again.
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    I got my first credit card with them back in the day (2006 sometime). It had a limit of £500. 12 months later it automatically got raised to £1,500 and another 6 months later to £3,000.
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    DanDan123 wrote: »
    I've had a Plus account with them since Dec 08 and have a £200 o/d but they wont give me a CC.

    Not sure how long to wait before applying again.

    Likewise I have an O/D but no CC.

    Do you have any naughties on your file?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • DanDan123
    DanDan123 Posts: 378 Forumite
    Yes:
    1 CCJ (Cleared)
    and 3 defaults - although only one of them is outstanding but being paid.

    All are over 3 years old now.

    I managed to get last year
    A Premier account with A&L
    Orange Contract (Sim Only)
    Iphone Contract with O2
    HSBC Plus Account
    Vanquis Card (£250 Limit)
    Capital one Card (now £1500 limit)

    So think its getting better but just takes time. Would really like a mainstream card now.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    DanDan123 wrote: »
    Yes:
    1 CCJ (Cleared)
    and 3 defaults - although only one of them is outstanding but being paid.

    All are over 3 years old now.

    I managed to get last year
    A Premier account with A&L
    Orange Contract (Sim Only)
    Iphone Contract with O2
    HSBC Plus Account
    Vanquis Card (£250 Limit)
    Capital one Card (now £1500 limit)

    So think its getting better but just takes time. Would really like a mainstream card now.

    Cool, I think the amount of searches I have on my file may cause me problems with acceptance however I have spoken to someone previously on this thread who had 14 when he applied.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Brazuca wrote: »
    I got a new card yesterday and they gave 6000 limit! I am not on the electoral roll as I am a foreigner. And I opened the bank account only 2 months ago!

    Sounds unlikely.:confused::confused:
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