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Cars - Spoiler or no Spoiler??

I want to get myself a new second hand car and have been eyeing up the Honda Civics.

The problem I am having is whether to have one that has a spoiler or one that does not.

Will having a spoiler increase my insurance premium and would having a spoiler with a smaller engine such as a 1.4 help counter that?
My last car was a 1.8 Ford Mondeo.
I wasn't exactly happy with my insurance premiums at £500.00 per year allowing me to drive other people's cars with their permissions.

I am also slightly critical about spoilers as they stick out further than the bumbers making them more suscepible to wall damage but they look better.

Does having a spoiler give better driving handling?

I am primarily looking at something 7-8 years old.
:beer:
:mad: If you are angry about something, let it be known....... :wall:
:oIf I fail to thank you individually, I am sorry. Your advice was appreciated but may not have been 100% the result I was after.

Comments

  • squeaky
    squeaky Posts: 14,129 Forumite
    10,000 Posts Combo Breaker
    We have a board dedicated to motoring matters and so I shall move your post across there where I'm sure you'll get lots of helpful advice.
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
    Never ascribe to malice that which is adequately explained by incompetence.
    DTFAC: Y.T.D = £5.20 Apr £0.50
  • rdwarr
    rdwarr Posts: 6,159 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    A spoiler will not increase your insurance premiums if it's standard for the model. However, if it's been fitted afterwards it may do as the car will have been modified.

    My car is a GS300 Sport. It's the same engine /performance as a standard GS300 but has a factory-fit spoiler, lowered suspension and bigger wheels. This puts it one group higher in the minds of the insurers despite the fact that it's probably safer due to better handling!

    A spoiler will normally only improve grip at speeds well in excess of the speed limit. If it's some amateur fit it could make things worse as it interferes with the car's natural aerodynamics.
    Can I help?
  • The_Biff
    The_Biff Posts: 406 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Did you say somthing for a 7 to 8 year old child?
    Nice to save.
  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    At high speeds than a spoiler is supposed to improve downforce on the rear of the car, at the expense of higher drag. IMO, on most production cars it's mainly a styling accessory.

    In terms of insurance then I doubt that it makes much difference.
    Happy chappy
  • nelly_2
    nelly_2 Posts: 17,863 Forumite
    10,000 Posts Combo Breaker
    Itll certainly improve your chav factor quotiant
  • shelly
    shelly Posts: 6,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The_Biff wrote:
    Did you say somthing for a 7 to 8 year old child?


    :rolleyes: Theres one born every minute.
    :heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:
  • As long as it's standard for the model then fine but if it's been fitted afterwards you'll have to declare it when buying insurance and the insurance company will 'load' your quote accordingly ... If you don't declare it then make a claim later you'll be :naughty:
  • Mr_Vincent
    Mr_Vincent Posts: 256 Forumite
    Part of the Furniture Combo Breaker
    This is a note of appreciation for all supplied advice (in case you all see me again and think there's that ungrateful so and so).

    Thank you's have been added where the advice has helped cool me down.

    For the curious,
    nope, I am still car-less.

    Damned Honda's are too popular, overpriced (£1400.00 is average for a 10yr old P-reg car) and sell quickly if they are good.

    Am eyeing up others right now.
    Also lack of time.
    :T
    :beer:
    :mad: If you are angry about something, let it be known....... :wall:
    :oIf I fail to thank you individually, I am sorry. Your advice was appreciated but may not have been 100% the result I was after.
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