A trilogy in seven parts.....hypno's latest efforts

Surfbabe

Morning

Lawnmower has finally given up - well it is over 30 years old - unfortunatley it is going to cost over £500 to replace and thats through Quidco!!! :eek:

Think I might just set fire to a pile of money the rate its going at the moment!

Anyway - am working all day each day for rest of week as colleague has time off for her DD wedding. Should have gone swimming this morning but realised that as I was in shower :rotfl::rotfl: Might go before I terach tonight.

Am still waiting for dooyoo to approve two suggestions and must get back on there and do some reviewing and write some reviews.

Have a good day everyone

shaun40400

morning all
over slept:eek::eek::eek:
alarm clock dident go off,,,,,,,,juiced him at 11.30 last night,,,hes still asleep:cool::cool:
dident hear him in the night,question is did he sleep all night,,,,or after a day of jungle clearance ,,(we now have a nice tidy garden) was i that knackered that i heard nothing....

on the garden front it looks so nice now, will be great to to sit outside eat ,read ,,take the baby out there...but the rain has court us up:mad::mad:
yesterday was probably the last day of summer:rotfl::rotfl:
26c from 11am to 6pm and this am it is p*ss**g it down:o
ok better shift my ssa in to gear.
surfbabe buy 3 sheep for the lawns much cheeper to buy and run,no need to worrie about cutting the grass :cool::cool:
hypno you cant have nsd everyday!!!
but as any spending seems to be anoying you!! your obviousley getting into the swing of thing with the spend dairy,,,,must pop and have a look

hope every one has a sheltered day:cool:

hypno06

Ah, surfbabe, another contributer to the money-bonfire I see!! We had to get a new lawnmower this year, after years of having FiLs cast offs (which were always on their last legs when we got them!) we finally had to buy one, but our garden is small, so we only had to spend £70 or so.....

shaun - it is sunny here!

hypno06

Feeling a bit "stuck" with payments at the moment......not much more than minimums being paid while I save for China etc.

So I thought I would just see how much I have paid off since 1st December 2007, and I was very pleased to see that I have cleared £37151.65 of capital.......:T

I would hate to think what that figure is if I include interest payments made too!

I will get my house, I will, I will.........

Karmacat

Wow .... thats a huge figure, Hypno - I can understand the stuck feeling at the mo for you. Remember tho, that one of the big things that people admire about you is your mix of overpaying debt and having a life. And sending DD on a trip to China that she's dying to go on *definitely* counts as having a life.

Nargleblast

Well done Hypno - to get your total debt figure down from the sixties to the twenties in about 18 months is pretty good going so don't beat yourself up about having to get Tesco deliver - after all, you must surely have groceries built into your budget, so you can't really count that as a black mark in your spending diary! Surely the whole point of no-spend days means not spending on anything apart from what is built into your budget? And the fact that you have done an online shop means you were not polluting the atmosphere with your car, trawling round the store with the world and his mate picking up loads of impulse buys, and altogether wasting good time that could be spent on attacking the debt situation and the ironing mountain etc. So, lots of brownie points there methinks. Onwards and upwards!!

Mudbath

That's amazing Hypno...there's not many people who could clear that amount of money in such a short time. Also, think of all the people you've inspired by keeping your diary. I know you were one of the first people I 'met' when I joined and you've definitely contributed to me being so much more switched on when it comes to money! Here's to the last 20 thousand! xx

shaun40400

some nice posts their ^

when you look at the amount you've cleared ...which by the is a HUGH achievement :T:T
and then add on the interest you have paid it makes for astonishing reading

you must really stop beating you're self up about it....

your still clearing the depts and starting to get life balance...which is also a major achievement :T

give your self and your family the credit you all deserve.....
and hay non nsd odd surprising bill ...thats life!!!
and you always seem to get the better of them in the long run:cool::cool:

Nargleblast

Go Hypno go - on to zero! My debtfree date will be somewhere around 2014-2015 but it will soon come around and then life negins again! But this time - no credit cards, no stupid spending, more of my salary to pay for what I want rather than what I have to pay.....dream on.....

chevalier

shaun40400 wrote: »

you must really stop beating you're self up about it....

your still clearing the depts and starting to get life balance...which is also a major achievement :T

give your self and your family the credit you all deserve.....
and hay non nsd odd surprising bill ...thats life!!!
and you always seem to get the better of them in the long run:cool::cool:

Totally agree with this, and I think the best thing about it for those starting at the beginning of the journey is that your FAMILY is on board to get these debts cleared. To be singing from the same hymn book, must make life generally a lot easier.
chev