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A trilogy in seven parts.....hypno's latest efforts

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  • rtandon27
    rtandon27 Posts: 5,768 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    DS has just cooked us a lovely fry up.....bacon, sausage, egg and mushrooms.....lovely treat :D:D:D

    mmmmmm yummy!

    Hypno -- how do you do it? -- a list & items checked off it all before 9??

    I'm still waiting for the coffee to kick in!:p
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well just had a letter from the government/welfare re 8% across the board cut backs...

    as rents have fallen in the last year (where ?? ill move ) the maximum amount of rent is being reduced from 1st june
    the minimum contribution is to be increased by €6 from €18 to €24 a week..
    an 8% reduction is also being applied


    so if you only paid 18 towards your rent you now have to pay 24 a week

    existing rent allowance €816.50 ( i pay €383.5 or €95.88pw)
    less increase in minimum contribution €26.00??? (already pay more than min???)
    less 8% of balance €65.01
    new payment will be €725.49
    so now have to find €91.01 extra a month €22.75 a week

    then they have the brass neck to tell you to show the letter to your landlord so he will drop your rent in line with the decrease!!! the same landlord who they just took the tax relief off 2nd morgs from!!!!
    :mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Well I have just about crawled onto the computer and Hypno seems to be well ahead of things already! Shaun :mad::mad::mad::mad::mad: to the benefits people - can you appeal that decision?
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • shaun40400 wrote: »
    well just had a letter from the government/welfare re 8% across the board cut backs...

    as rents have fallen in the last year (where ?? ill move ) the maximum amount of rent is being reduced from 1st june
    the minimum contribution is to be increased by €6 from €18 to €24 a week..
    an 8% reduction is also being applied


    so if you only paid 18 towards your rent you now have to pay 24 a week

    existing rent allowance €816.50 ( i pay €383.5 or €95.88pw)
    less increase in minimum contribution €26.00??? (already pay more than min???)
    less 8% of balance €65.01
    new payment will be €725.49
    so now have to find €91.01 extra a month €22.75 a week

    then they have the brass neck to tell you to show the letter to your landlord so he will drop your rent in line with the decrease!!! the same landlord who they just took the tax relief off 2nd morgs from!!!!
    :mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:

    That is truely awful. I feel so sorry for your situation Shaun, you must appeal it.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I don't even pretend to understand housing stuff.....so can't offer anything other than the angry smiley :mad: for you shaun.

    I've typed up some of the letters I needed to write, but now need printer paper and ink......gah! That means a trip out to the city which I was hoping to be able to avoid. Bang goes my No spend day, but if I don't get these letters done, they will cost me more in the long run.....

    Onwards and sidewards!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Upwards & onwards & hopefully not downwards as I say.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi all
    no.... no appeal
    this isent being applied to me on a personal level ..
    this is for everyone on welfare,,
    we the people of the country all have to cut back in these hard times
    it just 8% of 240 is harder to recover from than 8% of 160,000 plus expenses a yr!!! :mad:

    not forgetting 185 a month extra child benefit they took as well:mad:
    so 100 amonth
    20.00 saved cutting back tel bill to basic deal
    30.00 saved cancelled sky
    o/s 42 10 a week off food looks like 3 no eating days for me then...
    ( by no eating i mean......no diner ,, not no food!!!)

    so this is it as low as it can go,,,,and i know this budget is not possible as dont include
    cloths,birthday,xmas,

    and holls definitely cancelled
    !!!!! !!!!! !!!!! *hit
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hi Hypno,

    I've been away over the long weekend so have just caught up. Well done on

    being in the £20k's and

    FINISHING the ironing!

    Sad to see you were up early this am despite having a day off. How do you keep going? Hope you'll manage some lie-ins on your holiday at Centre Parc!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi verbatim....no such thing as a lay in for me, sadly, no matter whether I am working or not.......I just keep going because, well, I have to!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    hypno06 wrote: »
    So, list for today:
    • [STRIKE]check online banking[/STRIKE] done, including requesting money from paypal
    • [STRIKE]write and cancel a couple of DDs that I no longer need[/STRIKE] done
    • [STRIKE]sort out bike tax[/STRIKE] done
    • [STRIKE]write re accident claim[/STRIKE] done and emailed over
    • [STRIKE]make meal plan for the week[/STRIKE] done
    • do 2 dooyoo reviews one done
    • check for mystery shops nothing so far, will check again later
    • [STRIKE]do a phone mystery shop and submit results[/STRIKE] done - nice and easy!
    • Do 4 x half hour housework sessions three down, one to go

    Lunchtime update.......most things done, but the housework has made only little impression.....(although I have done more washing and ironing, so the ironing pile is under control.....), so my last half hour will have to be a blitz I think!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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