We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

urg's 123 Back to Basics Debt Free Plan

1212224262760

Comments

  • Hi Urg havent "seen" you in ages,

    you seem to be good, V. busy!

    very many hugs and good luck with this week's list

    xxxx
    Nevertheless she persisted.
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Buffy - Good to see you too - yes busy does not seem to match how it has been recently. Got so much to do - just need to keep my head down and get it done.

    New job starts tomorrow - I'm quite nervous but I need to get off here and into bed. I need to finish off my night time routines a al Flylady - I'm still trying.

    Here is my list for the next week - most of it is a copy from last week as I didn't get much done!
    1. Contact cousin about her experience with one of my potential suppliers
    2. Excercise x 4
    3. NSD x 3
    4. Arrange meeting with Wedding supplier
    5. Create a Home Exercise plan that works for me
    6. Do my Flylady tasks every day -
      1. 15 mins on room of the week
      2. 15 mins on decluttering
      3. Weekly plan
    7. Bedroom - it feels never ending
    8. Order fabric for quilt for friend.
    9. Book gas safety certificate
    10. 1 hour of work per day to catch up and with outstanding work
    11. Meal plan for the week and track my food.
    Have a great week everyone.

    Good night.

    urg x x
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Good luck with the new job..I'm sure you'll be fine.They picked you for it.
    Good luck with the list.
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Taxi

    First day was very good. I am very tired and coming down with a cold. My poor flatmate sounds really unwell in the living room next door! I came to the bedroom because I can't cope with the telly!

    I am supposed to do some work to catch up on the old job but I don't think my brain will work. I have decided that I will go and do my nightly routines of washing up; packing my 'school' bag; making some lunch; boiling the kettle for the hot water bottle and 15 mins of decluttering.

    I will have a tidy flat - slowly and steadily. I have a whole load of papers that I have picked up from my desk that I have never filed :o. I am going through them to work out what can be chucked and what needs to be filed when I go back. A few minutes every evening is working a treat!

    One resolution I have for the new job is that I will not allow myself to let it get to that level ever again!!!! I have already filed some paperwork from my first day!

    Waving to everyone

    urg x x
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Glad you had a good 1st day.
    I agree doing a bit each day and then keeping on top is the way forward.
    Hope you feel better soon.
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hey urg!

    Hope you are feeling better soon, snuggle up with your hot water bottle and get an early night. I need to take heed of your list making, I always say I will do a list then never do it. WTG for the tidy flat, can you come and help me?! x
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Swinstie73 wrote: »
    Hey urg!

    Hope you are feeling better soon, snuggle up with your hot water bottle and get an early night. I need to take heed of your list making, I always say I will do a list then never do it. WTG for the tidy flat, can you come and help me?! x

    Yeah right :rolleyes:- you were doing so well before you went on holiday. It sounded like you really had made in-roads.

    It's so hard to keep it going - I am just hoping that by doing this way (babysteps) that I am learning the right habits!

    Hope you are feeling better. I know you have been through a tough time.

    Will catch up with your diary later this week

    x x

    urg x x
  • hey lovely - glad first day went OK!xx
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    urg123 wrote: »

    1. Contact cousin about her experience with one of my potential suppliers
    2. Excercise x 4
    3. NSD x 3
    4. Arrange meeting with Wedding supplier
    5. Create a Home Exercise plan that works for me
    6. Do my Flylady tasks every day -
      1. 15 mins on room of the week
      2. 15 mins on decluttering
      3. Weekly plan
    7. Bedroom - it feels never ending
    8. Order fabric for quilt for friend.
    9. Book gas safety certificate
    10. 1 hour of work per day to catch up and with outstanding work
    11. Meal plan for the week and track my food.
    urg x x

    Didn't get very much of last week's jobs done at all! New job etc. I am going to use the same list for this weekend. I may come back to change things tomorrow.

    Went to a friends wedding yesterday which was lovely. I am so tired, but also very grateful for the extra hour this weekend.

    I have had a nightmare with my mobile phone - the section that the charger goes in doesn't work anymore. I didn't think I'd get it replaced on insurance so I was panicking about how I would cope - I called on the offchance and I am getting a new phone tomorrow evening. I LOVE ORANGE!!!!

    Payday on Tuesday and I have already gone mad on the food shopping. I really do need to eat from stores over the next few weeks! I MUST stick to budget once i get paid. I'll have to think about the November goals over the next week. Lots of wedding things really do need finalising. I am bored of going around lots of suppliers. I just wish I could pick it off a shelf and turn up on the day! :o

    Waving to you all.

    urg x x
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What a day! I'm still waiting for the phone to be delivered. I also managed to lose my travel card so need to contact Oyster to get a new card. I waited over 10 mins on the phone and only moved up 4 places before getting cut off. I'll try again in a minute.

    Just updated the budget for November. Here's my post from the pay off £20K by Christmas 09.

    November payday tomorrow!

    Paying off: £1431
    New debt total: £4944
    Total paid since December: £15477

    What's really annoying is that I managed to add £400 to the debt this month grrrrrrr!

    Still - I did manage to get sub £5000 this month!!!!!

    Waving to you all

    urg x x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.