Homebase store card

toptotty11177

Innocent_Guy wrote: »

You can pay a CC cheque to anyone. Ask for a CC cheque to be made out to yourself. Then pay using your current account once cheque clears :cool:

Can I do that? They have sent me a load of blank cheques. Can I just pay one into my account? Wouldnt I get charged the cash advance interest rate then?

Cash_Flow

toptotty11177 wrote: »

My empty CC is with Natwest and my bank account is also with them so cant do balance transfer as an overdraft as I havent got one. Just called to ask if i can use CC chq and they said it would reject, just like a BT.
They tried fiddling round with the 19 digit number to see if they could make it work but taking off the 1st 3 but it still wouldnt go through.

[1] Why can't you apply for an overdraft with your bank and pay it off?

[2] A personal loan of £1800.00 over 12 months would be more cost effective than Barclaycard applying the £500.00 to your Homebase card;)

Cash_Flow

toptotty11177 wrote: »

Can I do that? They have sent me a load of blank cheques. Can I just pay one into my account? Wouldnt I get charged the cash advance interest rate then?

In most cases yes:eek:

toptotty11177

Cash_Flow wrote: »

[1] Why can't you apply for an overdraft with your bank and pay it off?

[2] A personal loan of £1800.00 over 12 months would be more cost effective than Barclaycard applying the £500.00 to your Homebase card;)

I guess I could do either option, I was just trying to avoid paying any interest whatsoever.
Had a look at loan rates and because its a low amount the rates are really high.

Cash_Flow

toptotty11177 wrote: »

I guess I could do either option, I was just trying to avoid paying any interest whatsoever.
Had a look at loan rates and because its a low amount the rates are really high.

Overdraft option would be the best choice IMHO;)

toptotty11177

Cash_Flow wrote: »

In most cases yes:eek:

Is that yes to I am able to pay it into my own account or yes to the cash advance charges?

Cash_Flow

toptotty11177 wrote: »

Is that yes to I am able to pay it into my own account or yes to the cash advance charges?

Yes to both;)

toptotty11177

Cash_Flow wrote: »

Yes to both;)

Shame, I was hoping you were going to say yes to the first only lol

tomarola

Barclayscard issues the homebase card? Never knew that. And i agree that the overdraft is the best option too.

never-in-doubt

never-in-doubt wrote: »

Sorry just seen similar over in CAG - it isn't your average storecard..... ok, to do it write a credit card cheque, only if they give you 0% though..... or do a B/T into your bank account and then pay homebase from your bank - there are other ways around this....

am i missing summat? why are people repeating what i typed???

Eh, freaks - fukkit......