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Mint...

24

Comments

  • mel19632
    mel19632 Posts: 647 Forumite
    Well that is very interesting! Thanks Clio - I will give them a ring.
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • clio
    clio Posts: 3,345 Forumite
    Mel
    good luck - hope you can get a result :)
  • mel19632
    mel19632 Posts: 647 Forumite
    Still nothing for me. They said to try again after 25th :(
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • clio
    clio Posts: 3,345 Forumite
    Mel i think i got a muddled up advisor who didnt have a clue so got lucky..
  • mel19632
    mel19632 Posts: 647 Forumite
    Finally! Two offers on my account - a 0% BT for 6 months with 3% fee (rubbish) or life of balance at 9.9% (better).
    I guess it shows that it works to keep trying!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • SparciaM
    SparciaM Posts: 586 Forumite
    The deal they keep offering me is 3.9% for 6 months with a 3% on BT.

    I'm still on 0%, so I keep declining, but they still keep offering :)
  • mel19632
    mel19632 Posts: 647 Forumite
    I would love to know how they generate these offers - I have a perfect account with them (and the card had been empty for 6 months), but they just didn't seem to want to offer me anything!
    I was hoping for a better 0% offer to be honest, but it is better than nothing as I have debts at 16.9%
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    I was offered 6 months at 0% with 3% BT fee when I phoned Mint recently, intending to cancel. When I persisted, the cancellation team waived the 3% fee ;)

    Obviously, for this to work, you have to be prepared to go ahead and close the account, if you don't get the offer you'd hoped for.

    Very best
    M
    People who don't know their rights, don't actually have those rights.
  • theskintfamily
    theskintfamily Posts: 169 Forumite
    i phoned them yesterday to close my account and they offered me 0% for 12 months with 2% fee.
    Jan GC £0/£200
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Are Mint still available and are they easy to get? Is it Lloyds...>?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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