PPI forum - non PPI discussion thread

di3004

nutty_nat wrote: »

:j:j Glad you are ok Di, and glad you are ok Amersall xx

Big nerves in my house tonight my son has his practical driving test tomorrow morning at 8.20 am, fingers crossed i hope he passes

Hiya honey

Hope your well too and thank you.:A:A

Aww bless, I was also a bag of nerves when my oldest was doing all his, in-fact i was worse than him .
An early one then? and all fingers and toes crossed by me too.:);):A Xxxxxx

nutty_nat

:j:j:beer::j:j:beer::j:j

Yippee Yippee

Rhys passed his driving test first time this morning.

I am a real proud Mum!!!!!!!!!!! As I always am.

:T:):rotfl:;)

Thanks Amersall and Di for the kind word's yesterday evening, yes he had the first slot of the day Di.

di3004

nutty_nat wrote: »

:j:j:beer::j:j:beer::j:j

Yippee Yippee

Rhys passed his driving test first time this morning.

I am a real proud Mum!!!!!!!!!!! As I always am.

:T:):rotfl:;)

Thanks Amersall and Di for the kind word's yesterday evening, yes he had the first slot of the day Di.

Excellent news Nat :j:j:j:j:j

Please pass on our Congratulations to your Rhys, well done!:beer:, maybe he could taxi you around for a change now honey lol, fab news that, so chuffed!:j:j:j:j:j Xxxxxxxx

dilus

Many congratulations to Rhys :T he'll never have any money now Nat It costs a fortune for youngsters early on, my daughter passed first time last year and the insurance is crippling to start.
It pays to get him insured in his own name and have a parent as a named driver, saved my daughter £600 Lads insurance is even worse:( but at least he'll have his independence. Well done, First Timers Club is a great achievement

di3004

dilus wrote: »

Many congratulations to Rhys :T he'll never have any money now Nat It costs a fortune for youngsters early on, my daughter passed first time last year and the insurance is crippling to start.
It pays to get him insured in his own name and have a parent as a named driver, saved my daughter £600 Lads insurance is even worse:( but at least he'll have his independence. Well done, First Timers Club is a great achievement

I totally agree dilus, my oldest passed his first time almost 5 years ago and it was a crippling quote, so it was decided that his dad is the 2nd driver and my son keeps to the first driver to gain his no claims and have saved big time.;):j

dilus

di3004 wrote: »

I totally agree dilus, my oldest passed his first time almost 5 years ago and it was a crippling quote, so it was decided that his dad is the 2nd driver and my son keeps to the first driver to gain his no claims and have saved big time.;):j

They must think that having a parent on as a named driver means they will drive more carefully and look after the car better Di, it certainly saves you money and that's what we are all about

nutty_nat

dilus wrote: »

Many congratulations to Rhys :T he'll never have any money now Nat It costs a fortune for youngsters early on, my daughter passed first time last year and the insurance is crippling to start.
It pays to get him insured in his own name and have a parent as a named driver, saved my daughter £600 Lads insurance is even worse:( but at least he'll have his independence. Well done, First Timers Club is a great achievement

Thank you Di and Dilus, we brought Rhys a 1.0 corsa with our firstplus ppi refund last year. It cost us £2100 to insure it with I cube, Rhys as the main driver and me as a named driver, it was the cheapest insurance we could find :eek:. It really is so expensive for youngster's to get driving these days, why should all teenagers be branded as bad it is not fair on the good ones.

dilus

nutty_nat wrote: »

It really is so expensive for youngster's to get driving these days, why should all teenagers be branded as bad it is not fair on the good ones.

Agreed, I personally think that they should be given a year to prove themselves as good drivers, give them insurance at a set realistic cost and clobber them hard with a big excess to pay if they have an at fault accident in the first year.
I know statistics say they are more likely to have an accident in the first year but why penalise them before they have had one :mad: With youngsters having to travel further to get employment a car is almost a necessity and it costs them far too much at a time when they have the least disposable income I do feel for them, they invest a fortune passing their test and get hammered financially when they do.

nutty_nat

I couldn't have put it better myself Dilus, what a good idea :A.

nutty_nat

Has anybody got snow yet? Bedfordshire has none at the moment but it is soooooooooooo cold here .