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PPI forum - non PPI discussion thread

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  • Rainy n ireland, always rainy!!

    pop round mine and i'll give you that sun shine smile :rotfl::rotfl: No it doesnt mean i will wee on you pmsl :rotfl::rotfl:
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • Right im off to my sisters for a take away ;)

    have a wicked weekend gang & i will catch up with you all later :D;):D
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • pop round mine and i'll give you that sun shine smile :rotfl::rotfl: No it doesnt mean i will wee on you pmsl :rotfl::rotfl:

    Ah i wouldnt like cameron to see me.....it would only knock her confidence off!! :rotfl::rotfl::rotfl: and anyway you missed the r in ms special.....:rotfl::rotfl::rotfl:....... Plus if i went over/round to yours i might miss the postman, he and i have become 'friends' ;) as i meet him at the door every morning waiting for my halifax cheque!!!
    Mary B
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi everyone

    Hope your all well.:D:j

    Just been having a good giggle at all your posts PMSL :rotfl::rotfl::rotfl::rotfl::rotfl:, well it's brightened my day anyway :T:j:beer:.

    Weather grey here today and still painting, it seems to have esculated, was only meant to be painting the lounge, but then made everywhere else look dull, so its hallway, landing stairs and so on :eek:.

    LOL, ok my lovelies I shall check my diaries:rotfl::rotfl::rotfl:, and book you all in.:D
    I have a marvellous paint pod, its amazing, the paint goes on lovely and its lots easier too.:T:T

    Right, well I am back and forth on here, posting more so in the evenings now that we're painting in the day time light, it gets dark so early and luckily I have these fantastic lamps that also light up the whole house just like daylight, so that's helped lots.

    Anyone watching X-factor tonight? :j:j

    I want Johnny to come back, he was fab and a great character, saying that The Risk was very talented, wonder who it will be to take over Frankie C :cool:.

    Hope you all have a lovely day my friends, I shall try posting back a little laters.

    Love & Hugs to you all xxxxxxxxxxxxxx:A:A:A:A:A
    The one and only "Dizzy Di" :D
  • erm dont know if right thread, but, lloyds tsb have offered my credit card ppi with 8% simple interest, should i hold out for compound interest?
  • dilus
    dilus Posts: 1,046 Forumite
    Natha wrote: »
    erm dont know if right thread, but, lloyds tsb have offered my credit card ppi with 8% simple interest, should i hold out for compound interest?

    8% standard interest is all you will get Natha ;)
    Successes
    Sainsbury's/BOS £6,400 Paid :)
    MBNA £3,600 Paid :)
  • di3004
    di3004 Posts: 42,579 Forumite
    Natha wrote: »
    erm dont know if right thread, but, lloyds tsb have offered my credit card ppi with 8% simple interest, should i hold out for compound interest?


    Hi there

    Credit Card PPI, from what I am aware of works out differently to that of a loan PPI when calculating for a refund, and as Dilus says, its the 8% standard that you should receive.;)
    The one and only "Dizzy Di" :D
  • dilus wrote: »
    8% standard interest is all you will get Natha ;)

    But isn't my account supposed to be left as it should have been if PPI hadn't been taken out
  • di3004
    di3004 Posts: 42,579 Forumite
    Natha wrote: »
    But isn't my account supposed to be left as it should have been if PPI hadn't been taken out


    Hi there

    As said above, it works differently to loan ppi.
    Have you also checked the thread on how the FOS calculates PPI refunds? If not the thread is below which you may find helpful.;)
    When upheld the business should use the same guidelines as the FOS.
    https://forums.moneysavingexpert.com/discussion/1596473
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :D:D:D:DHi Di :A:A:A:A
    nice to "have you back" Dulux has a lot to answer to ;););)

    Always the same when you start to decorate,everything else needs doing :D:D:D:D
    Hope you are all ok (((hugs)))) catch you later xx
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