PPI forum - non PPI discussion thread

marshallka

Had one more try on the petition and nothing so something is holding me back perhaps. I will try again tomorrow.

arthurdick

di3004 wrote: »

Marshallka so your birthday is in July then not August ?:D three days before mine, we shall all have a cyber party to celebrate then, how about that then ?:beer::j:beer::j

oi oi, i wanna party with you all ....its my right as a leo .....ha ha take care .have a giggle

arthurdick

ha ha happy birthday to you dialysis for whenever it is.....monday aint it ?..if so, happy birthday... if its not then.. happy birthday for when it is .........take care all... have a giggle

arthurdick

ha ha dialysis...gawd knows when your birthday is.. but if it aint on a monday, i will guess at some other weekday, or if not, its on a sat or sun ..you can all start saving up for my birthday present,( nothing too dear though, afterall, this is a money saving site).. its on the 21st of august .. .....gawd blimey, here i am rabbiting when im meant to be going to work.. ok, its time toi shut up.. im off.....see soon all. you know what to do ... have a giggle

di3004

Hi arthurdick, hope your well.:D:A;).

Seems to be many birthdays coming up over the next few days and month, Marshallka's is on the 27th July, I make that on Monday, and mine is 30th July next Thursday, and we will have to keep a note of yours as well then won't we ?:D lol.

Yes arthurdick, come and celebrate, we shall have a cyber party together, you can have an earlier one if you want to?:D:beer:.

Anyway folks, hope all are well, raining here at the moment, although it looks like we have some blue sky poking it's way through the clouds, fingers crossed.;)

maxdp

Hi Arthur !!!!!! you seem to be enjoying yourself as usual.

Di Hope you had a good sleep and feel refreshed. Did you get Dai to do the night shift?

di3004

maxdp wrote: »

Hi Arthur !!!!!! you seem to be enjoying yourself as usual.

Di Hope you had a good sleep and feel refreshed. Did you get Dai to do the night shift?

Lol Hiya Max, well I went up to bed not so long after signing off on here, and within that first hour I was woken up, I know hubby meant well, but he brought me up a cuppa.......:eek:, that was it then, he dozed off then I got back up.......
I went off then at about 4:30am, half hour earlier than the night before....it's something I suppose.....:o lol.

marshallka

The banks are at it again.


http://www.moneysavingexpert.com/news/reclaim/2009/07/abbey-hammers-bank-charges-victims-

marshallka

This is what the Wider Implications means and could help with. This is from a slightly similar senario to the PPI misselling here

Alleged widespread mis-selling of an investment product by a large firm

last updated June 2005
In 2002, the ombudsman service started receiving a growing stream of complaints against a large firm concerning the alleged mis-selling of an investment product suitable for investors with a reasonably high appetite for risk. Many of the sales were to existing customers who had not been looking to invest but were approached directly by the firm. The customers concerned complained to the firm, but it did not resolve the complaints in their favour.
The complaints to the ombudsman service came from across the country, suggesting that the sales methods used might have been part of a firm-wide approach. In view of the potential wider implications, the ombudsman service notified the regulator. The FSA was already investigating concerns that had arisen from issues discovered during routine visits to the firm by its supervisors.
The FSA carried out an investigation into the firm’s sales and found that it did not not have sufficiently rigorous procedures and controls for considering all the issues surrounding the selling of the product. During the investigation, the firm continued rejecting individual complaints. So, in conjunction with the FSA’s action, the ombudsman service had to resume dealing with individual cases for a time.
After further discussions, an agreement was reached under which:

• the firm paid a significant penalty;
• some customers who fitted particular criteria were to be automatically compensated by the firm, along the lines of the compensation previously awarded by the ombudsman service in individual cases; and
• other customers were entitled to refer their cases to ombudsman service for individual consideration.

This is why it is important to inform the FSA, OFT and FOS if you think you have a complaint always. The more people that do this and the more chance that individual companies get their comeuppance and we get our money back.

arthurdick

di3004 wrote: »

Hi arthurdick, hope your well.:D:A;).

Seems to be many birthdays coming up over the next few days and month, Marshallka's is on the 27th July, I make that on Monday, and mine is 30th July next Thursday, and we will have to keep a note of yours as well then won't we ?:D lol.

Yes arthurdick, come and celebrate, we shall have a cyber party together, you can have an earlier one if you want to?:D:beer:.

Anyway folks, hope all are well, raining here at the moment, although it looks like we have some blue sky poking it's way through the clouds, fingers crossed.;)

ha ha hi di...yep, we shall all have a good party ...yep and an earlier party would be ok with me.....you may have to start without me though, you know what im like... so busy..work work work