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Apparently not entitled to anything?

2

Comments

  • Hmmm, yes, I completely agree with fairydiamond here. That is not good advice and probably not what she wants to hear!
    Message to Chazsucks, from one new mum to an epecting mum- You will cope, you just will somehow. Try not to worry too much. There are good suggestions from helpful people on here. I wish you all the best for the future
    X
    My Baby Ruby was born on 26th October 2008!
    :j
  • chazsucks
    chazsucks Posts: 396 Forumite
    Cornball wrote: »
    To be honest, if you can't afford to have this baby maybe you should look at adoption? I'm not meaning to sound harsh but it sounds like this baby was unplanned and there is no stigma at giving your child a better life and lots of adoptions let you stay in touch with the child.

    Then you and your partner could wait 5 - 10 yrs, progress career-wise, save, etc until you are capable of supporting a family.

    Thanks, I think. However we were planning on staying where we are (and easily being able to afford things) until my dad had to sell his house, which there isn't much I can do about right now. I'm just trying to do what's best all around, and that unfortunately is not adoption.
    Misc debts - £5,000 | Student loan - £9,000 | Mortgage - £180,000
    Goals for 2015: Sell house & downsize + Increase income + Get debt Free :shocked: {Diary}
    <3DS born 05/05/2009 & DS2 born 12/02/2011 <3
    Smoke free since 01/01/2010
    Paid off credit card 04/04/2011
  • Cornball
    Cornball Posts: 256 Forumite
    Hmmm, yes, I completely agree with fairydiamond here. That is not good advice and probably not what she wants to hear!
    Message to Chazsucks, from one new mum to an epecting mum- You will cope, you just will somehow. Try not to worry too much. There are good suggestions from helpful people on here. I wish you all the best for the future
    X

    Gee, sockpuppet much? :rolleyes:
  • Hi Chaz,

    For starters you may qualify for a health in pregnancy grant of £190 See here. Secondly if you don't qualify for maternity allowance you may qualify for Employment and Support Allowance See here.

    Hope that helps.;)
  • Cornball
    Cornball Posts: 256 Forumite
    You are disgusted at me? Well excuse me but I was disgusted at your suggestion because the OP came here looking for advice about how she could survive and raise her child. I was appauld that your advice was for her to give the child away.

    She is clearly facing up to her responsibilities and the last thing she needs is to be told she's not good enough to raise her baby and so should give the child away. I am disgusted at that.

    If she wanted to put the child up for adoption she would have asked about it. But she didn't. So why even suggest it?

    As a person who has been trying for years to conceive, I am happy that the OP is trying her best to give her child what he/she needs and is not denying her responsibility.

    I am ot saying adoption is bad/wrong. I know it is best for some people. MY point is that the OP came here for advice, NOT to be told to put the baby up for adoption.

    Thats all I have to say on the matter.

    chazsucks, I hope everything works out for you. No matter what happens you will be OK. You are blesed to be having a child. Good luck.

    Your reaction to adoption is an insult to adoptees and their families. Adoption is NOT about being "good enough" or "giving away a child". Educate yourself before you make such ignorant statements.

    I hope they manage on their limited income but I wanted her to know how wonderful adoptions can work out if she was interested. If she's not, best of luck.
  • Cornball wrote: »
    Gee, sockpuppet much? :rolleyes:
    What is this all about?
    Like i said, there are a couple of things that have already been mentioned that Chazsucks can do and I wanted to add that she needn't worry too much because things always work out.
    To say that adoption is a viable option to a lady who has 4 weeks to go is not a good thing!!!!!
    My Baby Ruby was born on 26th October 2008!
    :j
  • chazsucks
    chazsucks Posts: 396 Forumite
    Omg I hate arguments. I feel bad for starting this topic now :(

    Thankyou for everyone who has helped I really appreciate it x
    Misc debts - £5,000 | Student loan - £9,000 | Mortgage - £180,000
    Goals for 2015: Sell house & downsize + Increase income + Get debt Free :shocked: {Diary}
    <3DS born 05/05/2009 & DS2 born 12/02/2011 <3
    Smoke free since 01/01/2010
    Paid off credit card 04/04/2011
  • annie_d
    annie_d Posts: 933 Forumite
    Maybe a one bedrromed flat would be a bit cheaper? Until the baby is bigger anyway. Not ideal but needs must and it might be a bit of a saving.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    chazsucks wrote: »
    Omg I hate arguments. I feel bad for starting this topic now :(

    Thankyou for everyone who has helped I really appreciate it x

    dont you dare feel bad, we are here to help you and 99% of people have apart from the oddball who has no useful thing to say.

    Keep posting if you need support and ignore the no hopers.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • stokegal
    stokegal Posts: 946 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi Chazsucks

    Don't feel bad for asking the question, there are loads of people that are here to help it's just unfortunate that sometimes people have such strong opinons they tend to take over a thread and start to argue between themselves, which of course doesn't help you but hey ho!!!

    Having just had a baby 11 weeks ago - I was in the same situation as you, I couldn't get any help till the baby came along.

    Have a look on the https://www.entitledto.com website, it's not always accurate but can give you a good idea. The things that come to my mind what you may be entitled to are

    Child Benefit - currently £20/week - they are running 8 weeks behind on this but they do backdate all payments
    Working Tax Credit
    Child Tax Credit -
    If your partners income is likely to be less in 2009/2010 than it was in 2008/2009 let them know ASAP as they can adjust your award in the current year
    Local Housing Allowance - although this depends on all of the other benefits you recieve and be careful they as won't backdate this - I would get the forms now and send them off on the day that you get a house and tenancy agreement
    Council Tax Benefit - on the same form as LHA
    Sure Start Maternity Grant - One off payment of £500 - you can apply for this as soon as you know what your WTC/CTC award will be - as long as it is more than £545 (plus £545 baby element) per year, or more than £21/week you should qualify for it. Be aware when applying for this they are a bit of a jobsworth on the forms being filled in correctly - the back page has to be completed by a health offical - my application was rejected because my doctor had written that I had "one" baby - but he needed to write "one" and the number "1" :rolleyes: They also only give you one month from when they recieve the claim to submit an appeal, so if it does get rejected you need to reapply within that timescale (I did it the following day and I get my payment on Friday - yay!!)
    Health in Pregnancy Grant - One of payment of £190 - you should be able to claim this from 26 weeks onwards - see your midwife for more info
    Exemption from paying for prescriptions - you should be entitled to free prescriptions whilst pregnant and up until your baby is 1

    Thanks all I can think of - I'm not to sure about income support as I work so I don't qualify for it but my friend was in a smiliar situation to you (she didn't work, partner did) and they didn't qualify for it


    Oh - one more thing - if you do get a house - you may qualify for a heating grant, up to £2700, I'm not to sure though - you'll have to look into that

    Hope that helps

    Stokegal

    Oh and Good Luck with the rest of the pregnancy, the last few weeks are a magical time and the first few weeks with your baby (your babymoon!!) so just enjoy it and try not to get to down with all of this
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