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  • I would put £450 down for groceries. He may cut it but you never know.
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  • tillboy
    tillboy Posts: 268 Forumite
    I would put £450 down for groceries. He may cut it but you never know.

    I though £400 was pushing it...
  • dalip
    dalip Posts: 7,045 Forumite
    The "normal" allowance is £180-£190 per adult so that would be £380 max for 2 adults......so an extra £70 for a child is not excessive. I agree with beenthere,no harm in trying.... they can only say no:p
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  • tillboy wrote: »
    ok, tweaked again. Not including car so as to not push my luck too much

    Statement of Affairs and Personal Balance Sheet
    Household Information
    Number of adults in household........... 2
    Number of children in household......... 1
    Number of cars owned.................... 1
    Monthly Income Details
    Monthly income after tax................ 2270.98
    Partners monthly income after tax....... 0
    Benefits................................ 120
    Other income............................ 0
    Total monthly income.................... 2390.98
    Monthly Expense Details
    Mortgage................................ 700
    Secured loan repayments................. 0
    Hire Purchase (HP) repayments........... 0
    Rent.................................... 0
    Management charge (leasehold property).. 0
    Council tax............................. 120
    Electricity............................. 75
    Gas..................................... 75
    Oil..................................... 0
    Water rates............................. 45
    Telephone (land line)................... 60
    Mobile phone............................ 0
    TV Licence.............................. 12
    Satellite/Cable TV...................... 0
    Internet Services....................... 0
    Groceries etc. ......................... 400 £450
    Clothing................................ 80 try £100 might be cut, but you never know.
    Petrol/diesel........................... 0
    Road tax................................ 17 ????
    Car Insurance........................... 0
    Car maintenance (including MOT)......... 0
    Car parking............................. 0
    Other travel............................ 250
    Childcare/nursery....................... 0
    Other child related expenses............ 20 £5 per week for an activity and £2 for primary, £3 for secondary school dinners
    Medical (prescriptions, dentist etc).... 25
    Pet insurance/vet bills................. 25
    Buildings insurance..................... 20
    Contents insurance...................... 30
    Life assurance ......................... 25
    Other insurance......................... 0
    Presents (birthday, christmas etc)...... 0 bung £20 in here, most don't allow but you et the odd one who does.
    Haircuts................................ 25
    Entertainment........................... 0
    Holiday................................. 50 £60
    Emergency fund.......................... 0 bung £20 in here, most don't allow but you get the odd one who does.
    Total monthly expenses.................. 2054

    Other travel is train fares to work @£17pd/£55Pw

    Child benefit is included in the total income so should be removed

    Gas / Electricity are as billed (actual not estimated_

    Just thinking, both of us wear glasses should I add something to prescriptions to cover that?

    Put your OH contribution to the joint household bills in.

    How much is the child benefit?

    Do you wear suits to work? Dry cleaning £10

    Any professional fees? unions etc.
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  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Do your children require the internet for homework purposes? You have car tax down but no other car costs? :confused:
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  • tillboy
    tillboy Posts: 268 Forumite
    Put your OH contribution to the joint household bills in.

    How much is the child benefit?

    Do you wear suits to work? Dry cleaning £10

    Any professional fees? unions etc.

    Thanks,

    Road tax was left over, was debating coming clean about running a car but have decided simpler to leave it out.

    Had cut back school dinners as another poster had said not allowed, son has school meals @8.25 a week plus swimming lessons at about 3 quid a week, do you think I could include both?

    Will def up groceries, looking at the guidelines it appear to be within acceptable boundaries.

    Was thinking along the same lines for the other items give them some opportunities to make some cuts.

    Am hoping for some leniency on some of the other items on the basis they've knocked back my mortgage allowance from 1100 to 700
  • tillboy
    tillboy Posts: 268 Forumite
    Sons only 5 so tricky to justify I guess.

    Could probably justify a need for work, am a systems manager for a retailer and do need to check in out of hours etc.

    Car tax was a mistake, decided to leave the car out of things for now and rely on public transport
    Do your children require the internet for homework purposes? You have car tax down but no other car costs? :confused:
  • i think the actual allowance for food for 2 adults is £398 per month, try for a little more maybe, do any of you have any dietry requirements/allergies, e.g. require gluten free foods etc
  • tillboy
    tillboy Posts: 268 Forumite
    Just need to pull my finger out and complete the form now, had it nearly 2 weeks :mad:
  • tillboy
    tillboy Posts: 268 Forumite
    i think the actual allowance for food for 2 adults is £398 per month, try for a little more maybe, do any of you have any dietry requirements/allergies, e.g. require gluten free foods etc

    Would probably need medical evidence to back that up...

    Also it's 2 adults and 1 child
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