Tuesday 14/4/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning lovely dfw's, back to work again today.:rolleyes:
Hope you enjoyed your long Easter weekend and managed to get some sunshine.

Hi to all the regular posters, and welcome to any newbies:D,big thanks to Mogchops for starting the thread over the weekend when my modem burnt out:A.

My list for today

• check online banking
• update spreadsheets
• storecupboard lunch and tea
• make a loaf in breadmaker
• check and water all seedlings
• clean one room so no housework at weekend
• try for no spend day
• swim and jacuzzi to use gym membership
• sparkle:D

Have a great day everyone, my arm is more flexible today so hopefully back to normal soon:D

Damita

I was waiting for this to come up...

Been up since 6am as had to make DH pack lunch because for some reason he can't do it the night before, sigh!

Today I am:

Going to sell the car (the guy is coming today)
Cancel the car insurance
Cancel the direct debit for the savings until after our money gets a little better
Buy A1 card for my picture boards for the wedding
List hopefully another 16 items
Post ebay sells
Sort out wedding make up and hen night plans (which have gone random, see this is why I should do all the organising).
Water the flowers
Type up revision notes
Order train ticket for uni
Sort out Working Tax Credits...

Hope everyone has a good day

DawnW

Morning all :j

Glad to hear you are on the mend SM.

Today I have / will:

Check online banking (done)

Phone internet banking helpdesk as I have locked myself out of my accounts, or at least I can't add my new ISA to my online accounts. However, I can still move money around, make payments etc :eek: So if I was a fraud-type person I could take all the money out of my accounts but not add another account to a list I am sure there is a logic somewhere?

See to animals and plants

Work on scary job application (no I still haven't finished it - closing date is 16th :eek:) I have not though about work at all over the Bank Holiday weekend

Do a bit more housework and gardening

Prepare bathroom floorboards for painting

HM meals from stores

Make some more hot cross buns at urgent request of OH to use up the rest of the ingredients.

That is me for today - sounds like I will be busy :rolleyes:

Have a nice day everyone :hello:

Miss_Piggy_2

Good morning Sophiesmum - are you feeling better?

Busy day today - Mrs Mop job to do once I can get Piglet moving! He's on a go slow :rolleyes:

Hope everyone had a nice easter break. We got the garden tidied up so I'm happy.

Anyway, todays list:

* Mrs mop job
* Pop to Boots for cheap hayfever tablets
* Ironing
* Washing at 30'c and dry outside
* Free dinner - MIL sent two pizzas over
* Handcuff OH to chair till he pays his ebay bill as is VERY overdue!
* Do a "to do" list for the week
* Do meal plan for rest of week
* Fill up with fuel at sainsburys for nectar points


Hope everyone has a good day

Miss P
xx

mogchops

Good morning all!

SM - Glad you are feeling better!

Back to work today - Boo hiss.

Today....

- Check online banking (done already - good news, over the weekend the Tesco CC statement showed an overlimit fee of £12 - but it was nowhere near the limit! Was gearing up for angry phone call today - but checked again this morning and it has been credited back to the account! :jSo they must have realised their mistake! :T)
- Chicken casserole in slow cooker
- Water seeds and perhaps pot on the clever peppers
- No washing to do - all done & ironed over the weekend :j
- 10 comps (must do - missed yesterday)
- check freebies (did do yesterday & found a couple of good ones)
- Start meal plan for next week (this week done up to Friday - then I get paid so can go shopping again!)
- Heating already off
- Read library book (REMEMBER they are due back 17th)

Have a great day everyone xxxxx

Pippilongstocking

Morning all

Back home whooop whooop whooop - not that it wasnt lovely to spend nearly two weeks with OH but its nice to be back home.

[STRIKE]Various plants have taken over the bathroom/conservatory - all still alive alive oh[/STRIKE]
Today clubcard points to get put on card
[STRIKE]Kids to pick up from airport - hurrah[/STRIKE]:D:D:D:D:D:D:D:D:D
Um work - ?? strange concept
[STRIKE]Chookies to visit (hurrah)[/STRIKE] gave them some slugs - they seemed to have missed me
[STRIKE]Darwin is empty phew but the garage is loaded to the gunnels[/STRIKE]
Check bank[STRIKE][/STRIKE]:eek: you know that balancing tightrope game on the wii - I am currently that person
[STRIKE]Turkey to cook and rubberise - its in the oven as we speak[/STRIKE]
[STRIKE]Check out guy at work who wants to borrow darwin for 4 weeks [/STRIKE] no reply yet
Make a plan of getting back into a productive work head - working on this tralalalalalalalala
[STRIKE]Maybe cut grass later on its not grown much though[/STRIKE]
[STRIKE]Slug hunt - no one done this since I left so there should be millioins [/STRIKE]whaoaoaoaoaoaoaomaoahahahahah (evil laugh)
[STRIKE]Phone OH later on from office[/STRIKE]
Pay milk and coal bills and now the phone bill pah

Hmm not sure what else - waves to you all madly xx

urg123

Morning everyone

Today is the last day of my holidays (boo hoo). I haven't achieved much of what I wanted to do - oh well! I'm on my new computer and am very impressed - it's great after all having to use a laptop with a separate keyboard for the last 4 months. I have a new rule - food and drink are to come nowhere near the laptop!

I'm off to the shops to pick up a couple of things to help making packed lunches easier. Then my good friends are coming over for the afternoon to watch the NO1 Ladies Detective Agency Pilot as they haven't seen it.





My list of jobs today:

• [STRIKE]clean living room before I leave[/STRIKE]
• [STRIKE]wash up[/STRIKE]
• check bank accounts and update spreadsheets
• [STRIKE]update spending diary[/STRIKE]
• update grocery challenge figures
• vaccum living room, hall and stairs
• finish ironing
• [STRIKE]storecupboard dinner[/STRIKE]
• make up a packed lunch for tomorrow
• [STRIKE]loaf in BM[/STRIKE]
• [STRIKE]set out clothes for the week to save time in the mornings[/STRIKE]
• [STRIKE]pack work bag with things I need for tomorrow[/STRIKE]
• face pack and beauty treatments this evening

Have a great day everyone.

urg x x

~Yorkshire_Belle~

Hello all
Been away and missed you all - have not been very DFW either so need this thread and it's support more than ever!
Hope all are well and positive, I am going to do mountain of hokey cokeying now so may disappear under pile of smelly socks ( not mine :rotfl:)
BBL

mbaz

Morning all!

Today I have/will

- check online banking
- 1st of many NSD to make up for yesterday's blip
- watch martin on GMTV!
- baking
- storecupboard meals
- sort CRB for new job

painted_lady

Hi everyone, I am not checking in as often these days but thinking about you all and am doing quite good on the debt busting, since I last posted I have booked a holiday, which I truely need after everything I have been through since september, will do my health & mental health great so I dont feel guillty about it. Also have a trip to plan for february which will be expensive, but hey, you only live once, as long as I can save up for it.
Today I am
- going to visit my brother, he has birthday present for my DS
- only eat food that is in the house today
- take some stuff to dump
- buy new ironing board
- thinking of treating myself to a new hoover, can anyone recommend a good one?
- photograph some stuff to list on ebay
- package some ebay parcels
- post a parcel to a friend, money saving for her as I have some books she wants and I dont need, she sent me some once so we kind of do book swap
- purchase some cleaning items
- convert some club card vouchers I just found
Think thats it for now,dont want to out face myself.

bigbum_2

Morning chums,

Glad your on the mend Sophiesmum.

Have a good first day back at work if your holiday is over peeps. :cool: I'm off today so will make the most of the lovely weather.

Today i have/will:

re-shedule opticians appointment
do ironing
do hoovering
collect package from post office
wash pots & pans
do ironing
clean windows
go to sainsburys
do free scratchcard (pennies are mounting up! :j)
try to save loose change for hungry sealed tins
phone coop bank to see if application accepted.

Actually, not sure i will enjoy much of the lovely weather today.

Have a great day.