monument credit card

hi there every one.

i would like some advice please. i have held a monument credit card for some time now (now barclays) and i took out payment break payment plan. they didnt do ppi. this allowed me to take payment breaks should i find myself out of work for a maximum x amount of months. My balance did not go down or up when this was activated and allowed me not to make payments, and when i returned to work i started off from where i left off..

come some one shed some light on this, as to how i stand trying to claim any fee's paid. i think i paid about 2.5% of my outstand balance to cover this.

thanks inadvance.

ps. i have turn had my latepayment charges refunded on this account.

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    edited 13 April 2009 at 6:35PM
    tofwig wrote: »
    hi there every one.

    i would like some advice please. i have held a monument credit card for some time now (now barclays) and i took out payment break payment plan. they didnt do ppi. this allowed me to take payment breaks should i find myself out of work for a maximum x amount of months. My balance did not go down or up when this was activated and allowed me not to make payments, and when i returned to work i started off from where i left off..

    come some one shed some light on this, as to how i stand trying to claim any fee's paid. i think i paid about 2.5% of my outstand balance to cover this.

    thanks inadvance.

    ps. i have turn had my latepayment charges refunded on this account.


    Hi there

    In regards of fees, you may get more response in the credit card boards, you will find this thread on the site, at the top I believe.

    Anything PPI wise, its here.......:D, hope you get this sorted out, good luck;) X

    link here
    http://forums.moneysavingexpert.com/forumdisplay.html?f=11
    The one and only "Dizzy Di" :D
  • *Chattie*
    *Chattie* Posts: 707 Forumite
    As you obviously benefited from the service you paid for I don't see that they will refund the payments that paid for this benefit?

    The OP says he has claimed his cc late payment fees so this is a form of PPI :confused:
  • di3004
    di3004 Posts: 42,579 Forumite
    *Chattie* wrote: »
    As you obviously benefited from the service you paid for I don't see that they will refund the payments that paid for this benefit?

    The OP says he has claimed his cc late payment fees so this is a form of PPI :confused:


    My confusion.......:o, where the OP says they didn't do PPI, but yes I see your point.;)
    The one and only "Dizzy Di" :D
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