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The 'I want it NOW!!' debt/savings thread - Part 3

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Comments

  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Happy birthday again Dawn lol.

    Jen that's fab on the interest front. Will your ISA be your deposit or is that extra?

    OH' birthday as well today so we're off out to a country park with dd2 for a walk and lunch. Hope the weather stays nice.
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    Happy birthday dawn

    The money in the egg account is for my isa (which i will use as a deposit also) i have £211 from the interest etc which i can add to my savings so that is good.

    All the money i am saving will be towards my house and if i don't buy yet it will all go in my isa. If i do buy any house i don't think i will have any money left to save as money will be very tight!

    I am just going to aim at saving £5k then i will use it for the house or the isa depending on if i decided to buy or not.

    I will try and work out how much i have saved already and add it all to my signature later!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    OIC Jen, as everyone says it's good to have some back up in savings in case anything goes wrong.

    I am struggling to write a review today for some reason. Have just made a nice order from Amazon for free from this weeks vouchers which was nice. Got my Mum's birthday pressie, two sports bottles for dd2 and a book for me.
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    well done on your free amazon order i have no idea what to buy with mine so just keep saving them for xmas
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Mine will go towards xmas, but my Mum needs a birthday pressie and as we're skint this month that helps, and dd also needs a new bottle of some sort so that saves some money there too.
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    Right sorted out transferring money

    I have £559.56 saved towards my £5k but if i buy a tv or anything it will come out of that! This is from saving £25 a week every week the interest on the egg account and the money i have made this month.

    I have raised the amount i am going to save a week to £35 a week. I pay £80 rent so if i get used to £115 going out every week it will be easier when i have my morgage. (£460 a month)
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Happy Birthday again dawn! Hope you have had a good day!

    Great plan Jen, you sound very motivated and determined!

    Did the weather stay nice for your walk and lunch YB?

    Im having a de-clutter evening. I have so much junk thats just collecting dust! None of which i want when i move out! So trying to get rid now!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    Good luck with your de clutter i have loads of stuff for e bay again!! I hate listing
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    I hate listing on Ebay too! so much i think most of my bits will be going to the charity shops, fee's are so expensive with ebay and paypal its not worth listing. Well unless you've got something which might make more than £2.
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    mariagti wrote: »
    Happy Birthday again dawn! Hope you have had a good day!

    Great plan Jen, you sound very motivated and determined!

    Did the weather stay nice for your walk and lunch YB?

    Im having a de-clutter evening. I have so much junk thats just collecting dust! None of which i want when i move out! So trying to get rid now!


    yes it did thanks maria and the food was yummy too.
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