Monday 13 April - what small DFW things have you done today?

mogchops

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning and happy Bank Holiday Monday!

Another grey and damp morning here, but hopefully will have sunshine later.

Not a happy Mogchops, 5 days till payday and its going down to the wire! :eek: And woken up with a banging headache, think I may just go back to bed!!

Anyway.....today I will:

Check online banking (done that already :eek:)
Water seeds
Tea from freezer
10 comps
Go to cinema to see Monsters V Aliens (no cost as have tickets from a comp - get 2 a month for a year! nearly run out now though.)
DDs will take their own money to buy sweeties :T
Washing on the line if it brightens up

Find some very sparkly socks to wear!

Have a lovely day everyone xxxx

my_mess

Morning Everyone !
Today for me :

- done free scratchies (10p+10p)
- checked online banking (still waiting for a cheque to clear - grrr)
- daily clicks
- dinner from stores (but will have to nip out and get some cat food and milk)
- will shampoo the carpet (with freebie bottle of carpet shampoo)
- make up items sold on ebay, and get ready to post
- list 20 more items on ebay
- check on seeds
- sort out stuff for going back to work tomorrow
- make some more bread in BM


Have a super Monday

DawnW

Morning all :j

Nice and early on a Bank Holiday Monday morning Mogchops!

Today I will:

HM meals from stores
Check online banking (done, as expected)
See to animals and seedlings etc in garden
Do housework, what a mess :eek:

Go for a bike ride for free exercise

Have a nice day everyone :hello:

KTjazz

morning everyone,

Back to work today. I have been spending like it's going out of fashion, blaming my birthday (more than 10 days ago...) Time to pull it all back in.

today I have/will

- update MSE diary
- fill in application form for new job
- car share to work
- use up some veggies that are looking past their best
- washing at 30.

I'm sure there'll be more but that will do for now.

KT. x

Lottebear

Today I have or will;

- Daily cards 20p
-Checked online banking
- Do a load of washing
- Gym to use membership
- Buy currrency for holiday tomorrow
- Dinner at friends
- Use things up for lunch before going on holiday
- Tidy house as either MIL of Mother coming over the week to house sit.

Pippilongstocking

Waves to all above!!!!

Morning

For me
Before I leave swadge down the decks for OH and mop the floors
Hokey cokey is on and out
Dishwasher is on - he has his new mantra 'dishes in the dishwasher, rubbish in the bin, laundry in the laundry basket' lol 38 years old and bless him he is just discovering that the housework fairies aren't real
Recheck shopping list see whats left not v much
Put frozen turkey in cold bag with other fresh bits and take it home (6 reduced from 16 couldnt say no really) its like a huge giant turkey cold block now
Long drive home with puplet and it seems the entire contents of asda tesco and mr S (257/300 big shop) so thus far under budget at first look but need some essentials this am (herbal tea and alikes) and then homeski
Get Petrol 13p ltr cheaper than at home fill tank
Drive reasonably for the 267 miles (prob take between 6-7 hours)
Go see pal before I leave for a (free) nice coffee
Walk doggie somewhere nice and have lunch in the darwin monster (cheap and scenic)
Sweep out darwin monster as there is an entire beach in there
Home via ferry with discouts galore - take something to snack on for boat find a squashy sofa and shamelessly plug laptop in for free charge up (do phone as well)
Raid canteen for sachets for the darwin dude (mayonaise, ketchup etc)
Stop in Inverness if time to do some fruit shopping
Home at 9ish tonight - unload the beast (ask nice brother for help)
Go and visit seeds and tell them how clever they are everything should be up

Today I am wearing stripey silly socks and platts for goodluck vibes home

Hope you are all good - KT I like where you work BTW its very leafy and lovely if its near my course

EDIT: CHECK BANK THROUGH HALF CLOSED SQUINTY EYES AS ITS NOT GOING TO BE PLEASANT AT ALL

sophiesmum_2

Good morning dfw's
Thanks for starting the thread Mogchops, cable man just rung and is due before 9am to replace my modem, then I won't have to keep coming down to office on works computer:j

Lovely bright sunny day here again today so will get a little more done in garden me thinks.

• check online banking
• storecupboard meals
• go to garden centre and try not to spend too much money
• do more bits and pieces on veggie garden
• take some strawberry plants to my mum and get some plants/cuttings in exchange
• go for little swim if have time tonight as gym closes early on bank holidays
• do something from my 101 in 1001 days challenge
• sparkle a lot
• clear all rubbish out of boot of car - why is my car always full of junk?
• get OH to clean bath as still cannot stretch with bad arm

Think that will be about all for today, hve a lovely day everyone - hope the sun is shining wherever you are.

Hugs to anyone feeling poorly or down xxx
Angelflower - don't know if you read end of yesterday's thread but you are doing right thing with DD xxx

sophiesmum_2

Fay - Have a safe and happy trip home with all your booty:j:j

Pippilongstocking

Angelflower - don't know if you read end of yesterday's thread but you are doing right thing with DD xxx
Just went and had a read - AF - I think you have done the right thing completely as well my DD is 12 and will be 13 in July - I'd be very the same as you - I think it sounds as if you guys can talk alot and if you have been able to voice your concerns and she has accepted them and countered them and you have backed yourself up again - don't worry too much about her hiding things - you two sound very very close. Hugs though xx

If its any consolation I wouldn't let DS (14) go on a friday night late party thing a month or so ago - something just didnt feel right about it and it was a group of kids being at a parents adult party (probably all ok BUT) - he was a bit put out but OK later on and said after it he'd been releived as some of them had got really drunk and ill and he was glad to have not been there in the end - the power of a mummy excuse is a great one, cos it means they are safe but don't have to take the flack for not going to something xx

Pips_Mum

:bdaycake:Happy Birthday to me!!:bdaycake:

Heres some cake for you all to share with me!!

Not much for me today for obvious reasons!!
Will do my scratchees and have a NSD but thats about it.

Had a lovely day yesterday, friends came round for a meal rather than us go out. We all watched Sky +d Finding Nemo. Its true, friends are the family you choose yourself.

Have a nice day all whatever you are up to x x

sophiesmum_2

Happy Birthday pipsmum - hope you have a lovely day and the little fella lets you have a minute some time over the day xxx