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Am just curious.....Whats your income and age and whats ur debt?
Comments
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Age 32. £35,000 salary (which should mean we're fine shouldn't it! Pah!), debt when starting DMP in Jan, £45,000 ish! (joint with hubs who's on very small wage of 750ish a month, most is in my name)DMP Mutual Support Thread Member No 261Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)NSD:Nov 12/12:jDec 9/10 Jan 5/10Slowly but surely:coffee:0
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I am 27, earn 14.5K a year and have:
£3,000 Credit card debt
£700 overdraft
Zero savings
Also having sleepless nights.
Cannot wait till pay day!Achievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending0 -
Age... Not that old surely??
Salary - now c.40k
Debt - 6.5k and holding been like this for toooooooooo long.......FeeFee Barclaycard CC18.9%[STRIKE] £1800 [/STRIKE]£0NationwideOD[STRIKE] £2550[/STRIKE] £0 Prudential Loan 7.9% [strike]£1260[/strike] £0 0% Debt £[STRIKE]720[/STRIKE] £0 Catalogue debts £[STRIKE]470[/STRIKE] £0 - 0%
Total Debt - [strike]£6800[/strike] £[STRIKE]6550[/STRIKE] £[STRIKE]5042[/STRIKE] £[STRIKE]4616[/STRIKE] £[STRIKE]3420[/STRIKE][STRIKE]£2450 [/STRIKE][STRIKE]£1606[/STRIKE] £0:jDFB no.220 -
Age: 28
Salary: £25k
Debt: £24k approx
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Age 28, salary 29k, husband's age 30, husband's salary 32.5k, joint debts not including mortgage and student loans are approx. 16k.
I've just added all our debts to my signature ("ours" are our money is joint) and it's a bit scary yet something of a relief to see it written down in black and white.0 -
-I'm 28 and my husband is 29.
-We don't add our debts up individually as, after so many years together, it's hard to remember who owed what in the first place. Jointly we owe £34,460.54 (or there abouts)
-I am a full time student and my income is £Nil and my husband's is around £26,000.
-Savings = Nothing
However, we are expecting a check for £30,000 in the post in the next week or so (long drawn-out legal action), so this is all about to change.:jTotal Debt November 2016 =£9,660.52 :mad:
Monthly Repayments = £593.09 :eek:
Goal to be debt free December 2017/ Savings £500 :T0 -
Age: 40
Earnings: Just starting out as self-employed - aiming for £5000pa
Savings: £53000
Assets: House - cash purchase 8yrs ago for £48000
Background: single - always have been - encouraged to save from a very early age - might be an idea for your future generations
Best of luck to you all - but most important be happy!0 -
42 earn £10,000. no debt.
hubby 44 £30,000. no debt.0 -
27 earning £18,183 and owe £86630
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Age: Over 40
Income: self employed - over £60k (gross)
Debt: CC - about £6000, other - about £20k:eek:2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0
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