Am just curious.....Whats your income and age and whats ur debt?

Little_Chicken

34, 65 &15.....should be debt free in about 7 months as I start a new job on Tuesday.

DES_1001

Age 43, income £53,000 , Debt £12,500 think that's everything

Deep_In_Debt

43 - income £27k debt now about 20k. Was 27k debt this time last year and was on a lower salary but got made redundant in August last year and managed to find a job paying about 6k more! Only 5 years left on my mortgage so intend to be debt free by the time I clear my mortgage.

Lensman_2

46, debt = £25,000 with another £50,000 (or so) on the horizon. Not divulging salary as DCAs could be reading this.

suz7

At the moment I'm on benefits, but was on about £14,000, debts of £17,000 ish.

Get rid of them ASAP is my advice (for what it's worth lol)

Edit: Just wanted to say ~ you can always find someone else in a worse position to yourself ~ which does make you feel better. But still I would say, concentrate on getting rid of them debts, then you can feel freeeeeee

Little_Chicken

Lensman wrote: »

46, debt = £25,000 with another £50,000 (or so) on the horizon. Not divulging salary as DCAs could be reading this.

Whats a DCA?

PinkTwirl

foolishqueen wrote: »

I think we will all get there in the end PinkTwirl. I've decided after battling with it for so long to go with the CCCS and a debt management plan. I used to think about money constantly, but since yesterday, all I feel is excited! Hope you get some sleep tonight

Thanks, I didn't worry about it before when I was living in my flat, but now I've relocated and can't even think about selling the flat, staying with relatives, needing a new car and to rent somewhere, I keep thinking it's not ideal at 32!

I feel better after payday and a paid bill though!

I hope your debt plan works out. Sounds like a good move for you.

PinkTwirl

[QUOTE=suz7;20599765
Edit: Just wanted to say ~ you can always find someone else in a worse position to yourself ~ which does make you feel better. But still I would say, concentrate on getting rid of them debts, then you can feel freeeeeee[/QUOTE]

That's very true. Before I moved I was mixing with 2 people who had £50K of debts and both ended up on IVA's. I used to say to myself "I've only got 5, 10, 15K debt etc in comparision" but that's not the way to look at it.

Little_Chicken

Doh - debt collection agency!?!?!!?!?!

Lensman_2

Little_Chicken wrote: »

Whats a DCA?

Debt Collection Agency. They read this and similar boards and work on the information if they can tie it to you. There is enough of mine out there for this.

If you have ever dealt with one and wondered why they want to know all that stuff that you feel isn't relevant to your situation, the answer is in this long but excellent and informative post.
ConsumerWiki - Debt Collectors: On the Inside