Newbie wanting to become Debt Free

yorkshire-lad

angelicmary85 wrote: »

Hi Ryan,

Just came across your thread. I wish you all the best...there are some very smart people on here (me being the exception!!) so from what I've gathered so far, if you ask a question someone should have the answer! x

P.s nip over to the 'payment a day' thread...it's all about making tiny wee payments to your debts everyday which could come in handy with your cc. It's great fun on there!

thanks,it really does help when people encourage you:D
i will pop over to the thread shortly,i have been good in not buying bacon butty's and saving that money instead, and will go towards to the CC:T

jo1972 wrote: »

Just wanted to say well done for dealing with your debts, you've taken the biggest step now! Money saving and cutting back actually gets addictive!!

Good luck x

Thank you:j

FeeFee wrote: »

Hello fellow newbie

Hope you're positive day is continuing? Nice to see you've made a good dent in those debts just by getting the most accurate figures:beer:
Whats your new DFD? Have you done the snowball to find out? Stick it in your sig and join the party:j

Here's to many good debt fighting days ahead:beer:

Ooh-er bit early in the morning for all this boozing :D hic!

not sure about the positivity continuing, im at work:p
Im hoping to get all my debts cleared by Sept 09, that is when my 30 months is up (on my AA loan), if i can get the CC cleared maybe early next year or even this year then that date might be brought forward;)

i keeping meaning to update my sig, but get carried away reading threads:o.

Thanks all:T:beer::grouphug:(i love that smiley:rotfl:)

angelicmary85

FeeFee wrote: »

Hello fellow newbie

Hope you're positive day is continuing? Nice to see you've made a good dent in those debts just by getting the most accurate figures:beer:
Whats your new DFD? Have you done the snowball to find out? Stick it in your sig and join the party:j

Here's to many good debt fighting days ahead:beer:

Ooh-er bit early in the morning for all this boozing :D hic!

Once upon a time I would of said that it was never too early for a beer...I'm an old wrinkly mum now...at only 23!!

You'll get all the encouragement you'll need on here, I keep saying this to people so I must be starting to sound like a broken record (I promise to stop saying it soon!) but I only started properly looking at my situation a few days ago and I'm feeling awesome...my partner ain't happy though cause I'm hogging the computer day & night to see what everyone is up to!!

yorkshire-lad

angelicmary85 wrote: »

Once upon a time I would of said that it was never too early for a beer...I'm an old wrinkly mum now...at only 23!!

You'll get all the encouragement you'll need on here, I keep saying this to people so I must be starting to sound like a broken record (I promise to stop saying it soon!) but I only started properly looking at my situation a few days ago and I'm feeling awesome...my partner ain't happy though cause I'm hogging the computer day & night to see what everyone is up to!!

dont say that...im only 21, dont want to be wrinkled yet:eek:
:rotfl:

angelicmary85

It was all the boozing at 21 that made me wrinkly so let that be a warning to you youngster!! Haha! Not quite wrinkly yet but my hairdresser told me she found a grey hair...I'm bloody hoping she was winding me up!

jo1972

angelicmary85 wrote: »

It was all the boozing at 21 that made me wrinkly so let that be a warning to you youngster!! Haha! Not quite wrinkly yet but my hairdresser told me she found a grey hair...I'm bloody hoping she was winding me up!

I'm 37, no wonder I look like this :rotfl:

yorkshire-lad

angelicmary85 wrote: »

It was all the boozing at 21 that made me wrinkly so let that be a warning to you youngster!! Haha! Not quite wrinkly yet but my hairdresser told me she found a grey hair...I'm bloody hoping she was winding me up!

oo grey hairs are not good, people say i have a few grey un's but im addament they are very light blonde:dance:

angelicmary85

Jo - It's not age that makes you grey and wrinkly, it's hard work and perserverance

Ryan - behave yourself...admit their grey and get out the just for men!! haha!

yorkshire-lad

:eek:...isnt that stuff around £10 a box?! im supposed to be saving money:rotfl:

il just live with the 'grey-blonde' hairs:A

angelicmary85

I'm not sure...not being a man I wouldn't look at just for men!!

yorkshire-lad

well my debt fighting has begun, mainly the CC, cant really do much about the loans,having set monthly figures.

My target is to wipe my CC balance off by the end of 2009, not sure if thats a big or small target lol.

anyway, ive put up my first ever item on ebay {go me:beer:}, and hopefully once i get abit of money coming in, im going to start with the MB again, i did give it ago and made quite abit of money in a short space of time with not alot of MY money going in to get me started.

seems quidco have a few bookies to advantage of;)

just thought id keep all updated:j