We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Newbie wanting to become Debt Free
Comments
-
Excellent news Yorkshire lad! Good way to start the week after the long weekend
Total Debt as of January 2010: £61,234 :mad:
Debt Free Day: A long way off!! :j
DMP mutual support thread member: 302 :j0 -
thanks tixy, shame about it being more but at least you are tackling your debts now:).
theres always light at the end of tunnel, as far as it might seem.
it certainly is foolishqueen, didnt enjoy work today tho:(,seamt to go on for ages lol.
i did manage to do the car:p, then stuffed my face with chocolate the rest of the day;)Old Account RecoveredDebt at LMB April 2009= £14,980Debt free Sometime in November 2013£69k left of 90k Mortgage - Overpaying by £270 a monthCurrent Savings = £13000MSE turned my life around years ago0 -
I certainly wish I'd learnt your lessons when I was younger and no kids etc.
Good luck with it all.0 -
Yeah if only I knew then what I know now - I'd do things so differently!!! Better to get it sorted as soon as you can so you can really start to live the life you want.0
-
Hindsight is a great thing, but you live and learn I suppose

Yep, work is always a drag after a long weekend off. My car is still filthy if you fancy it yorkshire-lad!?
Total Debt as of January 2010: £61,234 :mad:
Debt Free Day: A long way off!! :j
DMP mutual support thread member: 302 :j0 -
morning all,
first thanks to the support i have been recieving on here, its much appreciated, and makes me feel like were not alone in getting rid of our debts.
seems i was wrong about my AA loan too, i actualy put more money on to my debt than i actualy owe.
my first post has been updated with the exact figures.
i cannot say how happier i feel for now dealing with my debts and also now knowing that i dont have as long to go as i first thought:)Old Account RecoveredDebt at LMB April 2009= £14,980Debt free Sometime in November 2013£69k left of 90k Mortgage - Overpaying by £270 a monthCurrent Savings = £13000MSE turned my life around years ago0 -
Hi Ryan,
Just came across your thread. I wish you all the best...there are some very smart people on here (me being the exception!!) so from what I've gathered so far, if you ask a question someone should have the answer! x
P.s nip over to the 'payment a day' thread...it's all about making tiny wee payments to your debts everyday which could come in handy with your cc. It's great fun on there!Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil
0 -
Just wanted to say well done for dealing with your debts, you've taken the biggest step now! Money saving and cutting back actually gets addictive!!
Good luck xDFW Nerd no. 496 - Proud to be dealing with my debts!!0 -
Hello fellow newbie
Hope you're positive day is continuing? Nice to see you've made a good dent in those debts just by getting the most accurate figures:beer:
Whats your new DFD? Have you done the snowball to find out? Stick it in your sig and join the party:j
Here's to many good debt fighting days ahead:beer:
Ooh-er bit early in the morning for all this boozing
:D hic!
FeeFee
Barclaycard CC18.9%[STRIKE] £1800 [/STRIKE]£0NationwideOD[STRIKE] £2550[/STRIKE] £0 Prudential Loan 7.9% [strike]£1260[/strike] £0 0% Debt £[STRIKE]720[/STRIKE] £0 Catalogue debts £[STRIKE]470[/STRIKE] £0 - 0%
Total Debt - [strike]£6800[/strike] £[STRIKE]6550[/STRIKE] £[STRIKE]5042[/STRIKE] £[STRIKE]4616[/STRIKE] £[STRIKE]3420[/STRIKE][STRIKE]£2450 [/STRIKE][STRIKE]£1606[/STRIKE] £0:jDFB no.220 -
Good work Ryan - the key is to stay motivated throughout your debt free journey. I think it's useful to strike the balance between money saving and still living an enjoyable life. Remember Rome wasn't built in a day.
You seem to be very focused which is great. You'll reach your debt free goal soon enough...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards