The Debt Free Birthday Club Challenge!

shrimpy_80

Thanks, I will bring the virtual cakes

BabyBetty

Hi everyone,

I was hoping to clear just over £26,000, by July 2010, but have had some setbacks (out of work for a period and having to help out financially for my folks 50th anniversary). I am still quite pleased by my progress and will aim for clearing the debt before next years birthday (still got to get through this years birthday in October).

Finally managed to get a job and starting at 10am this morning - hoping it all goes well. Hoping to be around less than half of my current debt figure (see signature) by the end of the year.

BB

*Jellie*

Hi all- good to hear all the progress being made.
Baby- sorry to hear of the setbacks but glad to hear about the new job.

Mikeone

Hi all, hope its all going well for you all, and chin up for those finding it hard.

Just dropping in to say that I'm still getting along, and the totals are (slowly) dropping.

shrimpy_80

Hi Mike! I'm still plodding along too, on target to clear everything except the loan before my birthday which was my aim for this challenge. Did have a vague hope I might clear the loan too but that is looking highly unlikely, but it will be under £2k so I guess I can live with that - perhaps a Valentine's Day challenge!

panambi

I haven't been on here for a very looooong time and to he honest got off the track, too many things going on and now am more or less where I started. So, with only a few months until my 35th its impossible to reach my target.

So can I please move it to my 36th birthday in November 2011? I hope to really reach it, a few of OH loans expire mid 2011 anyway and I'll throw any extra money at my CC to get it down asap - the monthly interest is horrendous. Desperately looking for a job. I have had a few interviews but they all have come to nothing So I keep looking and in the meantime trying to sell more Avon

tirlittan

Gosh, not much activity on this thread...
I'm still trying to clear all my debts before November '11 but how things are going at the moment, I'm not sure if I'll managed that. I want to clear them definitely before the end of the year though so have 12 months. That's the plan anyway. I need to find another job so we can move where my bf works and that's not going to be cheap. But I will try my best, we'll have to see how it goes.

savingholmes

We have now paid another £4K off our debts which means we are £5.8K away from being debt free. Because the debt is currently on 0% until September - we are currently stoozing £5.1K in ISA. This was made possible by a recent pension refund. Which means we only have to find another £700 to be able to completely repay the credit card we have left. I will have enough money by the 18th to repay this.

We want to have a holiday first though - so it is likely that we will leave it until more like September before we hand the money back to V - by which time it may have earned us £40+ in interest hopefully! It does mean that I will be technically debt free (as in will have enough in savings to clear debt) by my 41st birthday which is in May. I wanted to be debt free by the time I was 40 (last year) and we over shot it by 11 months but we have now barring actually handing the money over now made it!

tirlittan

Well done Savingholmes! Fab!!! :j:beer::money:

Mikeone

Mikeone wrote: »

Hi all, can I join too?

I’m one of those ‘lucky’ people who were born on the 29th February, so I only get a real birthday once every four years. This means that I can make my target DFD my next birthday and still have this as a realistic challenge.

My current DFD is scheduled for Oct 2012, so my challenge is to shave a few months off this. Hopefully, I’ll be able to help some of you out with encouragement, support and occasional (friendly) shoves in the right direction, and have some returned too.

I've only bloody gone and done it! With a day to spare! Bit of a slog towards the end but I did it! :beer: