Thursday 9/4/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• send some money to savings
• storecupboard lunch and tea
• check and water all my plants and seedlings
• lttle bit of hokey cokey
• make a loaf in breadmaker
• aim for no spend day
• do something from my 101 in 1001 challenge list
• recycle something
• sparkle a lot

Good Morning lovely dfw's Hi to all the regulars and welcome to any new posters:D
Just a little list from me today, had a dizzy spell during the night and blacked out in the bathroom leaving me with a cracking big lump on my head and a dodgy shoulder so virtually unable to move my arm this morning, might be a trip to casualty later if it doesn't improve any.

Hugs to anyone else feeling poorly or down, catch you later xx

pixiechick99

Morning all!

Ooooh SM- hope your arm starts to feel better and you don't need a trip to casualty...poor thing

I've had a rough few days, but been back to the doctor and demanded steroids:o 2 doses later and I feel so much better, pain is much, much less. My kids have gone to stay with my sister for a couple of days so can have a lovely rest. I got my scan date through - April 20th....sono rush from them then:mad:

Anyway, today will be a quiet one, I daren't do much:D

• check banking - moved money to savings/clubs account
• scratchcards
• check ebay listings...no bids but watchers
• LSD - I just need a stamp;)
• Try and find an appetite and eat food we have in!
• Read papers online

That's my lot....have a lovely day everyone that follows:p

crumpetmonster

Morning all

Looking forward to a relaxing 4 days off, hopefully I can get rid of this cold

Today I Will:

- Return skirt to Zara and get £19.90 back (I crumbled and bought it on a shopping trip on Sunday - must try harder!)
- Paypal money to Current Account
- Check online banking and update very pedantic finance speadsheet
- Storecupboard lunch and tea
- Rummage for more eBay stuff and list it
- Begin sorting things for a carboot sale
- Manage eBay selling (it's getting out of hand!!)
- Post eBay items

eBay seems to be ruling my life at the moment, but it's made me a nice amount already this week, I'm just worried there'll be a time when I don't have anything left to sell :O

Hope you're all well, and sophiesmum, I hope you feel better soon!

xxxx

shopaholic84

Yay - last day then 4 days off :j

Today i have/will:

* Played daily scratchies, won 10p and 10p :rolleyes:
* Check online banking
* Won't be a NSD as still have more Easter gifts to get - £20 max to spend
* Post ebay item

Thats about it for today...roll on 6pm

xx

Cleosmum

Take it easy Sophiesmum! hugs xx

bigbum_2

Extra-strength huggles coming your way sophiesmum and millyscarlett. :grouphug: Take it easy.

After my productive day yesterday, i've not a great deal to do:

hoovering/polishing
call council to take away some broken household rubbish
make interim payments on bills - (dedicated member of PAD )
post dvd back to lovefilm.com
print-off a bunch of stuff at internet cafe
call 24studio

Have a good day all :wave:

urg123

Hi Everyone

Hope everyone who is poorly and injured gets sorted soon.

I don't know where the last few days have gone! It seems my weekend is getting even busier! My deep clean isn't going that well either - my back is sore so can't do too much bending over as it hurts and I need to lie down. I will book the deep tissue massage next week - there's a sports centre at work that does reduced prices for staff.

My list for today:

• Make decision on contents insurance and purchase (hopefully through quidco)
• Cancel new insurance that will automatically start next week.
• Clean kitchen - cupboards need sorting; food needs listing; surfaces need washing; floor needs scrubbing.
• spend 30 minutes clearing bedroom
• walk for 30 mins
• pack up book sold on amazon and take to post office
• washing hokey kokey
• a few items of ironing to stay on top of it
• try and call best friend in France - been ages since I spoke to her.
• vacuum hall and stairs (if my back can cope)

Have a great day everyone

urg x x

hampsterpoo

Morning all :j

Take it easy SM ;would hug ya but dont want to hurt your arm , so here's a gentle cuddle

Milly glad your feeling better.

Need lots of sparkle dust today , cause the skys a grey and about to open me thinks :eek:


Today I have

PAID off a debt in full :j:j:j:j:j:j:j:j:j
Updated spread sheet :A
Daily Clicks
Dailys Scratcheezs 10p+25p:T
Received an email saying that my payment is on its way £ 20.00 :T,
I forgot about it it was so long ago that I claimed it.

will do
lunch from fridge :rolleyes:
charge phone at work
hokey cokey:A

DawnW

Morning everyone :j

Take it easy SM, maybe a trip to the doctor is in order re dizzy spells? Glad you are feeling a little better MillyScarlett. At least you have a date for your scan now, and the chance to put your feet up for a day or two.

Today I have / will:

Finish work tasks I have given myself and go to a final meeting before Easter .

Look at another thing I have been asked to do in spite of my holiday next week :mad: I may have to be assertive here! I never manage to take much of my leave entitlement, but somehow everyone else always does!

Look at scary job application form again :eek: (but I have decided to concentrate on this tomorrow and just get it done). It is weird, I am always really good at helping students, my kids, friends etc with this sort of thing, but useless at doing it for myself - even though I have actually been asked to apply for this job

HM meals

Check(ed) online banking

Seen to animals and seedlings

Phone internet banking helpdesk as I have managed to mistype my password 3 times :mad: and although I can still seem to access my accounts and move money about, I cannot register my new ISA

Put some more seeds in this evening

Low spend day - just a coffee when I have my meeting

Have a nice day everyone :hello:

lilian1977

I did it! I paid off my loan! I am now officially debt free :T

*cough* Sorry, a little excited there!

I will still be hanging round on this board though because I have learnt so much and want to stay on the straight and narrow!

So, today:

Got a lift to work with DF rather than paying for the bus (haven't bought a bus pass as only in work today before off for 4 days)
PAID OFF MY LOAN!
Brought in HM chocolate cornflake cakes for work
Daily scratches - 2 x 10p

Off to parents for the weekend tomorrow, looking forward to a break

Have good days everyone xx

andan

-Glad to see you will be having your massage soon Urg, the later you leave it the worse it will get and the more massage you will need!

SM, poor you, sending lots of hugs your way, try not to do too much today and i hope you feel better very soon.

Milly, good for you demanding steriods, glad they are working and shame on those doctors for not helping you out in the first place.

It's my last day before i go away tomorrow, but will try and get on the thread just to say hello, although won't be back till late Wed, then have clients to go and see:D

Today's list:
-Have cleaned other bathroom that i didn't get done yesterday
-Sort out train journey details for tomorrow, on the tickets they sent me it isn't clear about what time anything is:rolleyes:
-Put letters on addresses ready to post today
-Requested envelopes so i can recycle my old ink cartridges and earn clubcard points
-I will upload photos on computer ready to ebay stuff
-Will list 20 items on turbo booster so that i can upload them later
-Will check and water all seeds and plants today
-Sort out and make up bedding for second students room, so that when oh finally sorts out the room, he only has to chuck it straight on
-Meals from storecupboard
-Respond to an email regaring business
-Pack bag of essential stuff for going away, ie train tickets and house keys etc
-Work on stretching leaflet
-Respond to voluntary place re cancer massage
-Do daily scratch cards
-Clean lounge
-Clean kitchen
-Sort through all mail that has been sat there
-List some books on amazon
-sort out and put away clean washing
-Sort out load of paperwork
-Do next O.U target
-Reply to stork mag so i can get my place reserved for advertising
-Decide what advertising i would like to do with stork mag
-Check online banking
-Move some money into savings
-Check credit card bills so know when next payments are
-Have requested payment from paypal
-Sort through emails
-Do some surveys
-Check freebie and low spends board
-Make sure everything is packed for tomorrow
-Do 30mins of gardening work
-Go do voluntary stint tonight, so that will be most of my evening gone.
-Read fave threads
-Update blog
-Review 101 goals
-Fill in invoice so i can get paid
-Uplaod shop and scanner
-Check business emails, website optimisation and free index
-Read business site for advice

Have a great day and catch up with you all later.

fab news lilian on paying off the loan, make sure you celebrate in some dfw style:j:T:T:j