Which network contact for 600 credit score?

billchapman

Hi,

I am currently on a Vodafone monthly contract and am nearing the end of my contract and am looking to change providers as they are quite expensive

My credit scores are not spectacular but I have no CCJ's or bad payments for over a year. Here are my scores.

Experian: 668
Equifax: 593
Callcredit: 755

I recently tried for a T-mobile account and was turned down. Rather than leave big slodgy credit file footprints everywhere does anyone know if I am wasting my time trying any of the others ? i.e. o2, Orange etc.

Many thanks,

Bill

natanddan1

Hi Bill

I had a bad credit rating and was turned done by T.mobile etc. I went through e2save https://www.e2save.com and had no problems whatsoever!

They guarantee to have the best deals around and will beat any price.

The only down side is they run a cash back scheme so you pay the full monthly rental but claim the cash back by sending in your 4th, 8th and 12th bill. It has worked very well for me and have never had a problem receiving the cashback. You just have to be strict and rememberto send the bills in on time.

Try some of the clearence deals like;


Sony ericcson K750i (free)

line rental (free for 12 months) You pay £20 per month but claim the money back throughout the 12 month contract.

free delivery.


If you go through quidco ( https://www.quidco.com ) you will get a further £31 cashback.

Hope this helps

billchapman

Hi and many thanks,

Which network did you go for via e2save ? I am surprised it would make any difference - isn't the credit check with the network provider as opposed to the reseller ?

Have I got this right ?

natanddan1

billchapman wrote:

Hi and many thanks,

Which network did you go for via e2save ? I am surprised it would make any difference - isn't the credit check with the network provider as opposed to the reseller ?

Have I got this right ?

Hi Bill

I believe they have a lot more leway when it comes to low credit ratings, They are owned by the Carphonewarehouse.
I think the only conditions are that you must a bank account in your name (for direct debit) and a credit card in your name.


I opted for the Orange network, they usually come unlocked and offer the best money back deals and free minutes.

You can port your nimber to any service provider and this is done automatically for you as an option as you go through the checkout.

FREELANCE

how did you find out your credit scoring? i wanna find it.

billchapman

https://www.checkmyfile.co.uk

They will give you all three for £5 a month. It gives you pretty comprehensive reports detailing all your accounts.