RBS "Lost" £7000 :@

soolin

I have just set up a trial transfer from my Smile account and before I click to confirm I get the warning:

please check the details are correct as once the payment has been sent we may be unable to get the money back.

I think that is pretty clear, and the reason they say 'may' is because payments cna be recalled the same day they are made which is why as an ebay seller I suggest to other sellers that they do not ship items paid by bank transfer until the working day following receipt.

It also says this on the very bottom of the page:

it is essential that the correct account details are quoted for the transfer to reach the right destination.

phlogeston

soolin wrote: »

However, if it has been received by someone then morally they should give it back although legally there is now way they can be forced to.

Please ignore this advice it is completely bogus. IF anyone is sent money that does not belong to them and they have no reasonable belief that it is their's, then they are committing the criminal act of THEFT if they attempt to keep or spend it.

There are things you can do to get the money back, but it will be long and tedious and require court action.

Please clarify how the transfer was made and whether your brother still has a record of the transaction.

weegie.geek

Seems silly that there aren't 3 sets of numbers. A sort code, an account code, and a "paying-in pin" or some kind of checksum based on SC and AC, to stop this kind of stuff happening.

phlogeston

weegie.geek wrote: »

Seems silly that there aren't 3 sets of numbers. A sort code, an account code, and a "paying-in pin" or some kind of checksum based on SC and AC, to stop this kind of stuff happening.

Most account numbers will have a check digit. Unfortunately, that doesn't always help much, especially if numbers are transposed.

LinasPilibaitisisbatman

Quite sad really,

Elsewhere on here you have people encouraging people to hold onto money they got in error and how not to repay it, and in here you have people crying about not getting it back straight away.

Why don't the banks just give us all 10k, seems the easiest option.

Freddie_Snowbits

Oh dear, I would check the drive of his home (BiL) and see if a new motor appears on the horizon!

NEVER TRUST ANYONE ELSE WITH YOUR MONEY!

Dr.Shoe_2

Indeed...

I find it incredible that you should give your Brother-in-law your money in the first place! What if your fiance called off the wedding and dumped you? Surely there are a lot of other people you could have trusted better, your own family for instance?

If this had happened to me I would have smelled a scam straight away!

peter_the_piper

Dr.Shoe wrote: »

Indeed...

I find it incredible that you should give your Brother-in-law your money in the first place! What if your fiance called off the wedding and dumped you? Surely there are a lot of other people you could have trusted better, your own family for instance?

If this had happened to me I would have smelled a scam straight away!

Brother in law could be a siblings OH not necessarily anything to do with Fiance.

mountainofdebt

peter_the_piper wrote: »

Brother in law could be a siblings OH not necessarily anything to do with Fiance.

True but whether it is the OP's family or not, family members have been known to steal from family

max2009

How did he do the transfer to your account ? Over the counter,by phone or online banking ?