We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Vanquis Increases / Statements

1356770

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    I paid £90 to my phone bill....... Did clear the balance tho
    For months with no transactions you get no statement. I didn't get one for this reason last month.
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mine started at £250 and after my 4th statement went up to £500. I am expecting another increase in the not too distant future.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    For months with no transactions you get no statement. I didn't get one for this reason last month.

    Ohhh ok I don't even know what CL I am at. I assume still @ start limit but haven't had any statements to check LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Mine started at 250 and i'm in statement month 3 this month (19th) but doubt i'll get increase! In fact, it started 19th Jan so maybe I only have 2 statements - I dunno! What will be will be I guess....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Wolfsbayne
    Wolfsbayne Posts: 514 Forumite
    Mine started at 250 (march) went to 500 (sept) and 1250 (dec/jan). There's always been a balance on there, never paid the balance off in full but always paid at least double the minimum payment required
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Wolfsbayne wrote: »
    Mine started at 250 (march) went to 500 (sept) and 1250 (dec/jan). There's always been a balance on there, never paid the balance off in full but always paid at least double the minimum payment required
    Thanks hopefully I get increases
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Thanks hopefully I get increases

    me too but I always spend the 250 and then pay 50 of it off (via online banking) about a week before statement comes.... then let them take minimum via DD and then a week or so later I pay the whole lot off (internet banking) and same pattern...... spend, pay some, pay DD, pay rest then spend again......

    Thought this would show I can pay it, am good with DD's etc and also pay extra - dunno if gives you brownie points but we'll see..... :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Just updated today - 3rd month and same limit:




    001qve.jpg
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I have cleared the balance in full every month
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I have cleared the balance in full every month

    me too - see above posts..... but doing it with 3 payments to make it look better :rolleyes:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.