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credit cards transfering money from bank acc

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Is it lawfull for companys like barclay card to jus transfer money from my barclay account,to pay of arrears on my card,i have not given permission,or signed a d/debit ?

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  • naijapower
    naijapower Posts: 1,393 Forumite
    Yes they can. It says in the t and c that they can use funds from one account to offset debt from another
  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hireman999 wrote: »
    Is it lawfull for companys like barclay card to jus transfer money from my barclay account,to pay of arrears on my card,i have not given permission,or signed a d/debit ?

    You gave permission when you accepted the T+Cs of the card and of the current account.
  • exel1966
    exel1966 Posts: 5,051 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hireman999 wrote: »
    Is it lawfull for companys like barclay card to jus transfer money from my barclay account,to pay of arrears on my card,i have not given permission,or signed a d/debit ?

    Yes, it's lawful for a bank to offset funds from one account to clear debts in another.
    It usually only occurs as a last resort when the debtor ignores repeated requests to pay/fails to keep to agreements which have been placed.
  • Covered in Martin's e-mail only this week
    Ethical moneysaver
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