Wednesday 1/4/09 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• send some money to savings
• storecupboard lunch and tea
• check and water all my plants and seedlings
• repot some of bigger seedlings
• lttle bit of hokey cokey
• little bit of ironing
• clean one room so no housework at weekend
• make a loaf in breadmaker
• aim for no spend day
• swim and jacuzzi to use gym membership
• add some more things to my 101 in 1001 challenge list
• sparkle a lot

Good Morning lovely dfw's Hi to all the regulars and welcome to any new posters:D
Hugs to any poorly people, good luck anyone with interviews, pah to broken cars and good luck with new business ideas xxx

Have a great day everyone, just the normal groundhog day here today - roll on the weekend again :rolleyes:

Catch up with you all later xxx

Candy0107

Morning

Today I have/will

*checked online banking
*TAB scratchard (25p)
*breakfast and lunch at home (2 hour lunch today as I am working a late)
*cought up on gossip with friends online rather than text/phone
*dinner from storecupboard


***not looking forward to work this morning. I was on facebook this morning, and someone from work had called me a joke! and b**tched about me to the guy who done the job previously :mad: . I am going to speak to the agency to pull me out of there and the team leader to complain - I would like an apology from the person.******

Sorry rant over,

Have a good day everyone
Candy xxx

DawnW

Morning everyone :hello:

(Just SM and Candy so far, though Candy's list is pretty short :rotfl: )

Not quite so rushed this morning, though I still have loads of work to do :rolleyes: Every day my to do list has at least 2 days work on it. I am on a 4 day a week contract and always manage to have to work at least 6 :mad:

Never mind, contract ends soon :j though I am not sure what happens next :eek:

Today I will:

Have nice porridge for breakfast (done)

Check online banking and looked at online newspaper for free (done)
Made max allowed monthly overpayment on mortgage (done) :j

Transferred money from surveys from Paypal to bank account (only £8 but all helps)

Ring up Debenhams finance and check whether my card payment has been taken properly :mad: from trying on their useless website and ending up on their expensive phone line. Once I have confirmation it has been cleared, I am closing it. Far too much hassle!

Pennies from purse to piggy (done)

See to animals (half done, must get on in a minute & do the chooks)

Lots of work (obviously)

Try to do half an hour in the garden this evening

Walk dogs

Meals from stores

Stick to my diet.

Have a good day everyone :j

DawnW

Oops Candy has caught up now :rotfl:

Sorry to hear about your Facebook experience. It is wierd isn't it, people use it as if they are just speaking to people in private, and seem not to be aware that everyone can see it :eek:

Try not to let it ruin your day, and don't do anything too hasty jobwise because of one ignorant and petty person. Do complain though !!!

sophiesmum_2

Candy0107 wrote: »

Morning

Today I have/will

*checked online banking
*TAB scratchard (25p)
*breakfast and lunch at home (2 hour lunch today as I am working a late)
*cought up on gossip with friends online rather than text/phone
*dinner from storecupboard


***not looking forward to work this morning. I was on facebook this morning, and someone from work had called me a joke! and b**tched about me to the guy who done the job previously :mad: . I am going to speak to the agency to pull me out of there and the team leader to complain - I would like an apology from the person.******

Sorry rant over,

Have a good day everyone
Candy xxx

Sending you some hugs candy xxx One of the reasons I love being a lone worker - no office politics to deal with - makes life much simpler - don't let them get you down. xxx

pixiechick99

Good morning:hello:
Awwww Candy...poor you, horrible people eh, ignore them:mad:

Hope everyone well...I'm not bad, still hobbling around with pain at times, but doing nothing seems to help. Mind you, I'm bored stiff....lots of things I want to be doing and the house needs a good tidy and clean:o
I suppose at least I know it's the Crohn's...well, they think it is, but still have to wait for the scan to confirm it before whatever it is can be treated. So, I don't know how long I'll be feeling useless...not good. Been advised to follow not quite a liquid diet, but more liquid than solids, so I'm hungry:rolleyes: But I guess, the less food going in, the less work for my poor intestines! (sorry, too much info??:D )

So, might treat myself to some books from Amazon this week, I have a £10 voucher from a survey site, I think I deserve it;)

Ok, here's a little list for today.....

• Check online banking - all ok:p
• Scratchcards - 10p and 25p
• read papers online
• washing on - quickwash then on line to dry
• school dinners for girls (roast, lucky them) so nice easy sarnies for dinner
• Try and hoover/sweep floors
• empty airing cupboard of clean clothes
• heating off
• nip to work and get teacher to sign my NVQ evidence

Well, that's all for me. Have a good day everyone....I'll be back checking everyone else's good ideas:D

Miss_Piggy_2

Good morning all

Candy - ignore those people (although do complain about it). Dawn is right - people seem to act like itsa private conversation even though loads of others can see it!

Milly - poor you! Hope it improves soon for you


I have what i tend to refer to as a "free day". Not actually free but don't have to actually BE anywhere till work, Piglet doesn't have to go to nursery etc. So my day is my own till 3pm when I take him to my Mums. I shall make the most of it! So today I will / have:

* Checked on-line banking - all DD's gone out so now looking a bit sparse till CB's go in! :rotfl:

* Go to market to buy goldfish food - SO much cheaper than Pets R Us or whatever they're called

* Let Piglet spend some pocket money at toy stall at market (a treat as I only venture up there about once a year !!)

* Storecupboard / free dinner - free piece of boiling bacon donated by my Mum, last of the bargain pots bought in sainsburys

* Charge mobile at work

* Make piglets reward chart this evening

* Do any surveys that come through - saving points for an amazon voucher

* Order some prints of piglet on-line

* Put small change into Bertie Bassett

* Post a couple of birthday cards early so can use second class instead of first

Thats it for today. Hope everyone else is ok!

Miss P
xx

lemma1968

Its been ages since i have posted on this thread - so hello again guys!!!!:j

Been so busy with work.
I have tried not to slack though.

I have been/will:

- buying own brands on shopping (66p for Sainsbury's basic clothes conditioner and its actually ok!!)
- scratchees 10p today but i have had a £5 win recently, 1x 50p and a few 20ps.
- My PaD's have been done religiously
- getting together stuff to list on eBay
- doing my year end accounts (:eek: not keen on this but it has to be done)
- Invoices to be issued after 5th April.
- Storecupboard brekkie, lunch and dinner

I know there are loads of other things to do but i can't get my brain in gear yet!
Have a good April everyone xxx

scorgeous

Morning everyone

Candy - Don't let the pettiness of one person put you off. Just ignore them, you are a better person than they are. Rise above it.

Milly - hope you feel a bit better soon, take it easy and rest

Right, today I am/will

check online banking
do a mystery shopper job where I can get my lunch in it
charge mobile phone at work
storecupboard dinner
Go swimming tonight, as my local pool is giving free swim this week
Put some pennies in my sealed pot, as it has been a bit neglected this week

Pippilongstocking

Milly - sound terrible - hugs
Candy - I can't stand those types of people - xxx - I took myself off of facebook and bebo for a similar reason - its too public for my liking - and unlike being here (where everyone is nice) some folks on facebook and bebo can be a bit too rude - they forget the folk are real and they can 'hear' the comments they make.

My list today - my life is upside down as OH is here and being really helpful its like having a wife which I advocate you all get immediately cos its great - ohhh to be a bloke!!

Check bank
Work
Quidco told me I am getting 37.20 so thats kinda cool
Lent brother some dosh til he gets some conctract money
Sort out dog for her extended holiday need get some bits for her
Book boat - not done this yet
Make sure OH and DD go to the local ice-cream parlour as its open today first day of the year (only serve local icecream and they do old fashioned drinks like sasperella)
DD goes sleepover later on
More washing before we go away.
Finalise shopping list
Find all my bags and get some boxes looked out
Sort out bikes for the trip (we are also going moutain biking woo hoo)
DD sorted for meeting up with her pal when we are down.

Not sure what else really! Hugs to all - more seeds up in the greenhouse - need to do a slug hunt again found 7 slugs yesterday - they will not defeat me.

hampsterpoo

Morning all , glourious sunny day outside :j :j :j :j :j :j :j feeling chipper today :T :T :T so works :mad: not gonna get to me today as only doing a half day and then going out side to do some gardening.:T :j

Will do /have done

Daily Clicks
Free scratcheezs
count up my odds & sods change from march pot - £85.88 woo :j :j
hokey cokey
LSD
do some (illegal) ironing , sorry fay :rolleyes: ............exits quickly,,,,,,