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I'm a seller on Ebay - advice needed.

I have recently sold an item on Ebay. On the original listing I made it clear that I would only accept payment by Paypal. Since the auction closed the successful bidder has told me that they don't have a Paypal account, so I suggested payment by cheque, they told me this was not possible. They now want to pay the money directly into my bank account. There is absolutely no way I am going to give my bank account details to a stranger. What are my rights? Can I report the user to Ebay for failing to adhere to the terms set-out in the original listing?
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Comments

  • Scarlett.1974
    Scarlett.1974 Posts: 2,765 Forumite
    lfcsja wrote: »
    I have recently sold an item on Ebay. On the original listing I made it clear that I would only accept payment by Paypal. Since the auction closed the successful bidder has told me that they don't have a Paypal account, so I suggested payment by cheque, they told me this was not possible. They now want to pay the money directly into my bank account. There is absolutely no way I am going to give my bank account details to a stranger. What are my rights? Can I report the user to Ebay for failing to adhere to the terms set-out in the original listing?

    I don't know about that but I'm sure someone more knowledgable will know.

    Re the bank transfer - it's VERY safe you know, honestly. If you think about it - you give your bank details to complete strangers every time you write a cheque so it's no more risky than that. All they would need to do it is your name, account number and sort-code.

    If you absolutely won't allow the buyer to do this what about a postal order?
    You can't control everything in life....... your hair was put on your head to remind you of that :p

    Proud to be BSC no. 103
  • zenseeker
    zenseeker Posts: 4,551 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'd suggest a postal order too, although bank transfers are generally safe, I just don't trust them myself. How much did the item sell for out of curiosity?
    We have removed your signature - please contact the forum team if you are not sure why - Forum Team
  • DaPhenom
    DaPhenom Posts: 64 Forumite
    You don't even need to give them your name if i remember correctly. Bank Transfer is many a sellers dream as you don't have to pay any paypal fees, wait for the cheque to clear, and it can't bounce or be reversed.
    MFW - £79,349 outstanding Nov 2010
    Target - £3000 by Dec 2011
    Current OP - £0/£3000
  • Only an idiot refuses a bank transfer. They are a sellers dream.

    Safe, fast and no chargeback.
    Terms & Conditions Apply
  • POSSETTE
    POSSETTE Posts: 1,474 Forumite
    as said..accept it. Account number and sort code are all on a chq,and im sure you have given many of those out,you even give them a sample of your signature with chq!
    I thought everyone had to have a PP account when buying/selling on ebay? Can someone confirm that ?
    TO FINISH LAST, FIRST YOU HAVE TO FINISH....
  • dinglebert
    dinglebert Posts: 1,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    absolutely grab the offer of a bank transfer.
  • Also, in future, set it up as PP only.
    Terms & Conditions Apply
  • elainew
    elainew Posts: 889 Forumite
    bank transfer is soooooo easy. I just had my 1st last week--just give them the sort code and acc number and thats all :)
    TRYING hard to be a good money saver :rolleyes:
  • chja
    chja Posts: 913 Forumite
    I would check the buyers feedback - if they look ok, then I would let them have the bank details. In reality there is very little risk of there being a problem with this, although I personally share your discomfort (I work for one, so tend to be a bit more precious about my account details).

    You can set your preferences to only accept bids from buyers with a Paypal account.
  • El_Rey
    El_Rey Posts: 412 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks for the advice everyone.
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