Natwest current plus account

Nine_Bob_Note

Hi everyone, finally decided to take the plunge and post.
I recently changed banks from barclays to natwest and yesterday recieved my card. The card says maestro on the front of it, can anyone tell me if this is the same as the visa debit I had before? ie can I pay for things in shops and on the internet? I just assumed I would get the same type of card as before?

Thankful for any help.

456789

Yes you can pay for things in shops/internet

however with visa debit cards you have visa chargeback if something goes wrong in a similar way to section 75 protection for credit cards -

http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases#debitcard

However maestro chargeback is different and only applies if the item is from a foreign country and company goes bankrupt (so no claim for no delivery etc.)

also http://www.consumeractiongroup.co.uk/forum/natwest-bank/170196-natwest-maestro-chargeback.html (haven't read it myself)

premierfella

Already answered.

Nine_Bob_Note

456789 wrote: »

Yes you can pay for things in shops/internetquote]

Thanks for the quick reply. I was thinking that I'd done something wrong or something and they had given me a cashcard that I couldnt use in shops.
Thanks again.

book12

In terms of Natwest, a cashcard is a Solo debit card.

Maestro is accepted as widely as VISA these days.

Nine_Bob_Note

Thank you book.

I read somewhere that natwest were changing to visa soon. does anyone have any info on this?

natweststaffmember

Nine_Bob_Note wrote: »

Thank you book.

I read somewhere that natwest were changing to visa soon. does anyone have any info on this?

That is what I read as well. http://en.wikipedia.org/wiki/Visa_Debit
I know there is a better link but hey ho it is wikipedia.

456789

Hmm - what I have read on this forum has suggested RBS will change to Visa but not Natwest

book12

456789 wrote: »

Hmm - what I have read on this forum has suggested RBS will change to Visa but not Natwest

Yes.

Probably the RBS group has decided that Natwest could have that change as well, after the announcement of RBS. Hopefully, their basic bank accounts will be VISA debit just like LTSB and Barclays.

Anyway, we will see sometime in 2009 which banks will be changing to VISA.

Nine_Bob_Note

Just read about maestro on google. so maestro is part of mastercard like some of my credit cards. basically their version of visa debit I take it? Shame if natwest get rid of maestro then. I kinda like having something different to pay with should I need to.

ShelfStacker_3

Nine_Bob_Note wrote: »

Just read about maestro on google. so maestro is part of mastercard like some of my credit cards. basically their version of visa debit I take it? Shame if natwest get rid of maestro then. I kinda like having something different to pay with should I need to.

Sortakinda. The Maestro network currently in use in the UK was, until about 2003, known as Switch, then rebranded as Maestro after it was purchased by MasterCard, in line with MCs other European debit card operations. The Switch/Maestro network and MasterCard's are completely seperate, whereas Visa and Visa Debit are much more intertwined.