what was your worst money saving idea??

MoaningMyrtle

Robbing Peter to Paul, leading to a secured loan for consolidation purposes, this is crippling us now!!

Also buying 'bargains' and ending up with a cluttered house full of cheap rubbish!! doh!!

The above puts me in a really good light doesn't it?

mom23

Remortgaging and using the money to consolidate all debts and have new kitchen ext !! only to build up debts again ( now owe twice as much!! :mad: )as thought it good idea at time to put kitchen units/cooker etc on cc cos i liked the idea of having the money in the bank!!
What money where's it gone!!!

NEVER AGAIN!!!!!!! :money:

tattooed_lady

One word - consolidation - (a dirty word in my opinion)!!!!:mad: :mad: :mad: :mad:

You live and learn don't you! :rolleyes:

scottishspendaholic

Hi,

I think mine is still ongoing - I bought loads of hardbacked really new looking in good condition books from charity shops to sell on amazon. They have been up there for a month and no takers - I've lowered the prices twice and still no takers! There are 17 of them and they are taking up lots of space in my house!

Serves me right - I will probably have to take them back to the charity shop and they can resell them (a good thing) but I'll be out of pocket (a bad thing) - probably serves me right for being greedy.

I've also paid £30 the month for 3 months of adverts in my local free newsletter to offer myself as a babysitter locally - no interest yet - get back to me later and see if this was a money maker or not!

scottishspendaholic x

THE_LONE_RANGER_4

balance transfers on credit cards.......taking out a loan for a car thinking if i buy flashy and brand new it would not be in the garage for repairs ....numpty plus when i look back my dear old car was only ever in the garage for service and mot i sent it to the scrap yard heavan for no reason hope it forgave me ....and it wound my neighbor up so much,having an old car never bothered me......sad fact is having been in debt i no the signs next door has gone for the flashy 4x4 20,000 caravan and all the other rubbish just to impress you feel like telling them but you dont ,then i heard them arguing over unpaid dd its the tip of the iceburg but ive since heard they have a history of spend spend id hate them or any one to end up like me but you do come out more sensible and end up developing a better life and haveing the hollidays and a decent car and its paid for

wigginsmum

Acquiring a husband. I had no debts beyond a £30k mortgage when I met him.

And the usual consolidation loan/running up the cards again.

Sleekit

The usual ones for me too: consolidating my consolidated consolidation loan, and transferring the balance off a credit card - then using the card again :rolleyes:

A silly one though: after briefly reading the OS board, I decided to water down my shampoo. No matter that I use Tesco's own brand cheapo stuff that lasts me 3 months anyway, I was determined to get double out of that bottle! The shampoo and water wouldn't mix no matter how hard I shook that bottle, and I had to use 3 handfuls of the stuff just to get it to lather. Soap had better effect on my hair! Ended up buying a new bottle and wasting half of the old one.

frosty

My story is the same as a lot of people on here,balance transferring to 0% cards then running up the debt again.we have learnt a very hard lesson.

whitewitch_2

Done the same thing with books - maybe better response on ebay? Thats where I go first to look for a book and have sold quite well there too.
The babysitter I got had put a card up in the doctors surgery and local shop window maybe try that - be cheaper than a paper.
good luck!

well-medicated

Does having kids count?