surviving recession!

robsmum_2

;)A quick up date.Had a good weekend with 1 NSD. Made the £3 target on the 20p's so this weeks target is again £3. Once get new bank account going to open a saving one with them also and save the little bits for holiday. Got to look for another job I think as all the giving seems to be on my side. I can change my days to fit in with her, but she's not keen on me changing them, they want me to book holidays at their conveience but don't pay holiday pay or any benefits. Cut my hours October and want same done and moan when they away and I do over because of feeding cat! Want me to do Tuesdays in lieu of Bank Holidays when it suits them but when I want to do it cause I need money no go! This week only got to work 1 morning and will get paid for 2 (hours owed from last week) but doesn't help my financial situation or trying to budget!:eek: RANT OVER.
Challenges still the same as Saturday for this week but added start looking at jobs!

laura2481

robsmum wrote: »

;)A quick up date.Had a good weekend with 1 NSD. Made the £3 target on the 20p's so this weeks target is again £3. Once get new bank account going to open a saving one with them also and save the little bits for holiday. Got to look for another job I think as all the giving seems to be on my side. I can change my days to fit in with her, but she's not keen on me changing them, they want me to book holidays at their conveience but don't pay holiday pay or any benefits. Cut my hours October and want same done and moan when they away and I do over because of feeding cat! Want me to do Tuesdays in lieu of Bank Holidays when it suits them but when I want to do it cause I need money no go! This week only got to work 1 morning and will get paid for 2 (hours owed from last week) but doesn't help my financial situation or trying to budget!:eek: RANT OVER.
Challenges still the same as Saturday for this week but added start looking at jobs!

Sounds a bit of a nightmare! Good luck with that... you are doing brilliantly with the 10 day challenge and 20p savings though and dealing with those pesky creditors... keep up the good work! :T

robsmum_2

Another week over and it's been quite a good one. Spoken to all creditors now and that's all O.k. Still waiting for new bank account, but put money into CO-OP for car insurance and they didn't get excited and take it for their card and paid my insurance. (Need to find new job a.s.a.p. she is a prize beech and am sick of being moaned at. Stopped myself walking out as thought that not good for budget, will stick it till got something else and apply for anything and everything.
Made last weeks 20p challenge but don't think I'm going to make this weeks as only at £1.40, a long way from £3.
Got money box can for sealed pot and going to save for Christmas, 7 months nearly, so should help. Going to put what I have left at end of week and odd bits of change in it.
This Weeks Challenges:
1) Blondettes 10 day challenge - breckie again for me it helps.
2) Save 20p's target £3 again.
3) Menue plan and have 2 freezer/ cupboard meals
4) Plant up veggie plots
5) Start sealed pot challenge
6) Cut ciggies down to 15 next week
7) Find new job!

angie_baby

Hi robsmum,

Glad your week was good. Im thinking about the sealed pot challenge too, def need to start thinking about xmas money too so maybe thats my answer really.

Hope your enjoying the weekend

Angie x

robsmum_2

Bit of a blow today, had letter from CCCS stating that as my wages are paid cash in hand, unlesss its registered for NI and Tax they can't except it as income and most likely can't do DMP. Got to ring them Monday, another reason to look for another job! Without DMP I am stuffed!!!

Swinstie73

Hey robsmum,

Thought you were updating your diary??? Hope M.E.y still not playing up! x

robsmum_2

Finally made it to Friday and update my diary time. Been quiet a good week, I won this round with PL but am definately looking for new job. In meantime I still have an income.
Good news CCCS will now accept my wages as income and DMP starts on 1st June.
Missed 1 day breckie on this 10 day challenge, but got back on it again today. I definately feel better for having it.
Still got toothache all over but not as bad as yesrterday.
This weeks challenges:
1)Meal plan with 3 freezer/store cupboard meals.
2)Pay catolouge and CTax
3)Save 20p's £3 target again
4)Plant veggie plots
5)Re-pot houseplants.
6)Baking for packed lunches
7) Cut ciggies down to 15. (failed last week)

Earn extra money if possible this week- target anything:o.
Keep forgetting to write about my spending diary- who ever came up with that idea deserves a medal- it works so well! Even stops me spending because I think how will that look written down!

robsmum_2

Just a quick update to dear diary. Had letter today from CO-OP, they are accepting DMP with CCCS, but are "taking there toys home" and have given me 28 days notice that they are closing my current account. No real suprize there, CCCS had warned me it could happen. Just waiting for Barlclays account to be up and running. In meantime its pay money into CO-OP and half hour later use debit card to pay bill, Got a couple of weeks yet so should be ok. Not had a single 20p since Friday, so doubt I'll make this weeks target.
Managed breckie again, only missed 1 day on this weeks 10 day challenge.

tasha-debt

Hi Robsmum,

I have just read your diary from start to finish. You are doing so well, I think this may be the end of your bad time.

Onwards and upwards I think.

xxx

robsmum_2

Thanks Tasha, I hope thing are now going to improve. Hadn't realized it was so hard to take control of your finances and life! Thank goodness for the Blondettes, Biscuits and Cats.:j