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surviving recession!

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  • angie_baby
    angie_baby Posts: 1,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope everything goes well today :)

    Its hard getting used to not having your pets around :( I found i missed our dog at the strangest of times. Sending massive hugs robsmum.

    Angie x
  • Sun_Addict
    Sun_Addict Posts: 24,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi robsmum

    Sorry to hear about your dog. We lost our 20 year old cat last year. We still miss her. Fortunately she just died in her sleep - she hadn't even been ill. We've still got one cat left but he's 13 now and I dread losing him.

    Great news on the ciggies front :T OH gave up smoking over 10 years ago and he feels much better for it (and so does his wallet!) I'm glad I never started.

    Glad to hear you had a good weekend. I was sitting in the sun yesterday in the garden, it was lovely. Hope you have a good week.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • angie_baby
    angie_baby Posts: 1,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Robsmum,

    How did the appointment go yesterday?

    Hope everything went well?

    Angie x
  • robsmum_2
    robsmum_2 Posts: 1,753 Forumite
    Hi all, The CCS appointment was hey have completely revamped my budget and I am going on a DMP with them. Once budget takes effect, which will take a couple of weeks then I will be much better off and also paying my debts.:T The biggest thing for me is that everythimg feels more doable and with using CCS it will take the pressure of me. This has got to be a good thing as M.E and menopause playing havoc with me at moment. Going to study Old Style boards again and come up with some ideas for meals and more MSE tips and ideas. Feel a bit better today.
    Debt at start of DMP 1/6/09: £2942 - £1942
    Buffer Zone 1; £84 -
    £2 saving plan:-
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Glad to hear everything went well Robsmum, a bit less pressure is always good. Need to have a looksie at the Old Style boards - is that like recipe ideas?
  • robsmum_2
    robsmum_2 Posts: 1,753 Forumite
    .Hi Swinstie, Old style boards can be addictive. I do most of my cleaning from OS and that saves a fortune and really works, probably better than shop boughtm which has to be a bonus.
    There are recipes and just loads of ideas. I bought Martins Thrifty Ways book last year and it has become my bible, its such a mine of information and a very dippy book.
    I want ideas for making a bit of money or how to make mine elastic!
    More later/
    Debt at start of DMP 1/6/09: £2942 - £1942
    Buffer Zone 1; £84 -
    £2 saving plan:-
  • angie_baby
    angie_baby Posts: 1,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi robsmum,

    Glad the meeting went well.

    Your right old style boards are addictive, i was up till gone midnight once reading a thread on plate pies!

    Angie x
  • robsmum_2
    robsmum_2 Posts: 1,753 Forumite
    edited 24 April 2009 at 2:16PM
    :o It's Friday at last and this week has been a bit better. Appointment with CCCS was very useful, have revamped budget(again) and will be doing DMP with them, this starts June. Have worked out need to pay £50 week into bank to cover priority bills and that will leave me enough to buy groceries etc. Have applied to Barclays to open new account be about 2 weeks before operational so fingers crossed CO-OP don't play nasty before then. Spent about 2 hours doing paperwork for CCCS and have posted it and creditor letters today {recorded delivery]. Should be able to start anwering phone again next week!:T
    Challenges for this week:
    1) Blondetes 10 day- mine is having proper breakfast
    2) Menue plan for week having 1 meal fromstorecupboard/freezer
    3) Save 20p's target £3 this week
    4) Plant more veggie seeds
    Debt at start of DMP 1/6/09: £2942 - £1942
    Buffer Zone 1; £84 -
    £2 saving plan:-
  • rubyslipper
    rubyslipper Posts: 969 Forumite
    robsmum wrote: »
    :o It's Friday at last and this week has been a bit better. Appointment with CCCS was very useful, have revamped budget(again) and will be doing DMP with them, this starts June. Have worked out need to pay £50 week into bank to cover priority bills and that will leave me enough to buy groceries etc. Have applied to Barclays to open new account be about 2 weeks before operational so fingers crossed CO-OP don't play nasty before then. Spent about 2 hours doing paperwork for CCCS and have posted it and creditor letters today {recorded delivery]. Should be able to start anwering phone again next week!:T
    Challenges for this week:
    1) Blondetes 10 day- mine is having proper breakfast
    2) Menue plan for week having 1 meal fromstorecupboard/freezer
    3) Save 20p's target £3 this week
    4) Plant more veggie seeds

    This all sounds brilliant! I'm really impressed that you've actually got to the stage where you're able to think about picking up the phone and not freaking out! You've come so far from when you first joined already! Good for you!!!! x
    Sealed Pot Challenge 2009 # 650 (target £150)
    Long Haul Supporters # 158 debt free 2014
    Member of the Blondettes :beer:
    Debt Free Date: doesn't bear thinking about!
  • robsmum_2
    robsmum_2 Posts: 1,753 Forumite
    ;)Hi All. another quite good week. Actually answered phone to 2 out of 3 creditors, argued a bit with CO-OP and Aqua were a bit like "whatever", slightly deflated that I had no argument. Not heard from Capitail 1.
    Had a couple of NSD's which is good. Need to get money into bank, but bit wary as so far CO-OP been ok, but if I put money in for priority bills will they get all excited there's money there?:rolleyes:
    This weeks challenges
    1) Continue on 10 day challenge, having breckie every day makes me feel better.
    2) Save 20ps target £3 nearly made it last week £2.80 but still a day to go so may do it.
    3) Menue plan having at least 2 store cupboard/freezer days.
    4) Have 2 NSD
    5)Plant up both veggie plots.:T
    Debt at start of DMP 1/6/09: £2942 - £1942
    Buffer Zone 1; £84 -
    £2 saving plan:-
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