Notice of Pending Legal Action from Paypal

Brooker_Dave

wirralite wrote: »

How do I fight this? It has been going on for 2 years.

Don't bother fight it, just ignore them.

You don't owe them anything, you complied with their instructions, it's not your problem if the hungarian bloke had them over.

Don't mistake paypals lame threats of debt collectors with baliffs.

Brooker_Dave

wirralite wrote: »

Finally last week, after receiving a notice of intended legal action, I phoned, and they agreed to return it to Paypal as a "refusal to pay". sooner or later I know this will end up in court as I am simply NOT paying £150 extortion money to Paypal.

Find me one example of where Paypal has taken *any* ebay user to court.

They dare not, if they lose, which they very well might, then their suspect practices and threats would fall flat.

They're not even based in the UK!

laurajd28

I've just come across this thread and it's got me thinking about how Paypal have ripped me off.
About this time last year, I sold a mobile phone on Ebay, and the winning bidder sent me the money (approx £120) via Paypal. Everything was fine, I posted the phone via special delivery so that i had a tracking number, and the winning bidder asked me for the tracking number. I emailed the tracking number (and still have the email to prove it). I tracked the parcel via the royal mail website, and it also showed me the signature of who it had been signed by.

Anyway, a few weeks later, I got an email from Paypal saying that there was a dispute and apparently a fraudulent transaction had been carried out. They asked me to give details of the transaction, and proof of delivery etc.... At this point they had taken the money from my paypal account, so I was therefore in minus figures. They kept demanding that I repay the money to them, and put my account back to zero. I provided all information to prove that I hadn't done anything wrong, and the case went on for a few months. Eventually, it was decided that the other side won, so I lost both the mobile, and the £120. I had given up on fighting it and just paid off the money to paypal.

Is there anything that I could do?

Thanks

soolin

You should have won on the basis you could prove delivery. if you had found this site earlier we would have talked you through what to say to paypal.

They are in breach of their own terms and conditions if you had online proof of delivery.

laurajd28

Hi,

Thanks for your reply. Is it possible for me to do anything about it now?

Thanks

mullett

Hi, as you can see by my thread. I also have experienced exactly the same thing, sold a mobile, 6 months later a chargeback occured stating it was due to fraudulent use of credit card. I didnt have tracking number. But buyer had left pos feedback saying it had been received. Didn't hear anything else until now- 3 years later from a debt collectors. I will fight it. not sure you can if you have paid up! Paypal are ruthless x

Smart_But_Casual

My wife recieved a letter on Saturday from NCO for £35 from something that appears to have been two years ago that we had no idea about.

I've read elsewhere that NCO have just "bought" some more of paypals outstanding debt at 20p in the £1.

dipsy

following this with interest after my letter and my subsequent post here few days ago......I basically told NCO to go back to paypal get all the relevant paperwork and send it to me to prove that paypal had tried to contact me - I had no contact from them up until the letter I received from NCO.

has anyone had any further dealings, ie after they have contacted NCO, have they heard anything further court action etc??

neas

had a guy do same with me and dispute transaction i was meant to send by 1st class.... i was suspcisous so sent it recorded and foruntately paypal took 5-7 days to find in favour of me and give me funds back.

Guy tried scamming multiple people at once.

mullett

Hi Dipsy we should meet!! LOL I am at exactly the same stage. I am currently waiting for NCO to get back to me with breakdown of costs and copies of all stuff relating to fraudulent transaction. Interesting what the other guy says about reading NCO have bought a load of debts from Paypal for 20p in the pound maybe I will offer them 20% of the total debt (only if all else fails, but I am very determined)