We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help with Moorcroft/Orange/Carphone Warehouse

13

Comments

  • 10past6
    10past6 Posts: 4,962 Forumite
    scottmu65 wrote: »
    Any feedback before it is sent?
    Personally, I wouldn't send it, they won't take any notice.

    You've already informed them the account is in dispute, that's good enough.

    Sending that letter will only encourage them to further communication, which can easily be avoided, however, I respect it's your decision how you wish to handle it.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • scottmu65
    scottmu65 Posts: 35 Forumite
    so what do you think I should do then, im stumped, coz I dont wanna just do nothing in case it gets worse
  • 10past6
    10past6 Posts: 4,962 Forumite
    scottmu65 wrote: »
    so what do you think I should do then
    Do what I suggest in post 20, they've "Threatened" you with legal action, bounce it back at them, they need to be made aware you're not fooling around.
    scottmu65 wrote: »
    im stumped, coz I dont wanna just do nothing in case it gets worse
    It can't get any worse until the dispute is resolved, if that means asking a court to resolve it, then so be it.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • scottmu65
    scottmu65 Posts: 35 Forumite
    10past6 wrote: »
    Do what I suggest in post 20, they've "Threatened" you with legal action, bounce it back at them, they need to be made aware you're not fooling around.

    It can't get any worse until the dispute is resolved, if that means asking a court to resolve it, then so be it.

    Ok so how do I go about threatening to claim expenses or whatever off them, I got the part about making a spreadsheet with expenses for stationary etc but what exactly should i and should I not include, are there any guides or templates?
  • 10past6
    10past6 Posts: 4,962 Forumite
    edited 7 April 2009 at 11:26PM
    btw, if this is your true name
    scottmu65 wrote: »
    Deleted
    You need to remove it, creditors / DCAs monitor this site ;)
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    scottmu65 wrote: »
    Ok so how do I go about threatening to claim expenses or whatever off them, I got the part about making a spreadsheet with expenses for stationary etc but what exactly should i and should I not include, are there any guides or templates?
    When you create a spreadsheet, on the left handside enter the hours you've dedicated to this i.e

    2 hours drafting correspondence @ £9.25 = £18.50
    Stationary = Cartridges 2 x £20.00 = £40.00
    Recorded delivery 3 x £1.08 = £3.24
    Telephone calls 4 x 10p = £0.40

    Etc,. etc,.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • scottmu65
    scottmu65 Posts: 35 Forumite
    I see, i'll get right on it, so I should just accompany the spreadsheet with a letter basically claiming for these expenses? Also Ive removed my name from the post like you suggested so could you edit your post which also includes it please?
  • 10past6
    10past6 Posts: 4,962 Forumite
    scottmu65 wrote: »
    so I should just accompany the spreadsheet with a letter basically claiming for these expenses?
    No, send the spreadsheet with a covering letter stating if they refuse to acknowledge the account is in dispute, you will seek redress through the courts for the time and costs you've wasted so far.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • scottmu65
    scottmu65 Posts: 35 Forumite
    Ah, thanks for that, I'll get onto that in the morning!
  • scottmu65
    scottmu65 Posts: 35 Forumite
    edited 17 April 2009 at 2:33PM
    OK just received another letter today from 'midas legal services' and i think its just another litigation warning. Anyone got any info as to who these people are or whether its just a scare tactic from moorcroft? I really could use some info, should i be worried now? thanks guys
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.