Halifax reward account

heppy23

I've read the big thread and can't see the info I need.

Am I right in thinking that if say a DD went out of this account that took me past my overdraft limit then I would only get charged £5 a day while I was over the limit?
Or would I get hit for the "normal" (i.e. eye watering) charges as well?

I've just been stung for £105 for three transactions in one day and I cannot go on like this.

cifpower

From what I can tell from HERE you only pay the £5 per day unarranged OD fee and not the £30 a time a DD is returned

opinions4u

heppy23 wrote: »

I've read the big thread and can't see the info I need.

Believe me, the clarity you need is in there.

Am I right in thinking that if say a DD went out of this account that took me past my overdraft limit then I would only get charged £5 a day while I was over the limit?

Yes

Or would I get hit for the "normal" (i.e. eye watering) charges as well?

No

I've just been stung for £105 for three transactions in one day and I cannot go on like this.

It really is time to get a grip on your finances. It isn't the account you use, it's the way you manage your money.

Short term, change over to 'Reward'. Then start to get on top of things. You'll only have to pay £5 a day if you don't. £0 a day is much better.

heppy23

opinions4u wrote: »

Short term, change over to 'Reward'. Then start to get on top of things. You'll only have to pay £5 a day if you don't. £0 a day is much better.

I know I need to get a grip on my finances. £0 a day is better and it's what I am aiming for. £105 a day is no good at all!

heppy23

opinions4u wrote: »

Believe me, the clarity you need is in there.

There is a lot of stuff on there about folk jumping through hoops to get their hands on their fivers. Not so much about what I want to know. Perhaps the thread could be split and half of it moved to stoozing?

noh

heppy23 wrote: »

There is a lot of stuff on there about folk jumping through hoops to get their hands on their fivers. Not so much about what I want to know. Perhaps the thread could be split and half of it moved to stoozing?

All the info you need about the overdraft charges for the reward Account is available on the Halifax site. Click the overdrafts tab
http://www.halifax.co.uk/bankaccounts/reward-current-account.asp