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Immoral Angel's Grand 6 Month Plan Diary

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  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    Great to hear the CAB and the Band is going well Sar, my DD is chuffed to bits as well cos her Boss is sorting out her Registration as a qualified Piercer and is sending her on a Branding Course:mad:.
    Def wil not be letting her practice on me!!
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • Ches
    Ches Posts: 1,120 Forumite
    Can claim 80% back through working tax credit yea but when the childcare fees are nearly £1000 and you have to find the other 20%.... lol

    Ouch. Sorry I should have known you would know that.
    Mortgage and Debt free but need to increase savings pot. :think:
  • Maybe when you look in to it, you will find that spending £200 per month on childcare still makes you better off than being on benefits:confused:. I know my daughter is a lot better off working and she has two children and pays a similar amount in childcare. It also gives her the opportunity to go out everyday and meet and talk to people, instead of staying in with the children with no money to do anything, the children enjoy childcare and it keeps her bills down as she is not at home all day:D.

    Good luck with your quest ;)
  • Spendless
    Spendless Posts: 24,675 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    IA- just been [STRIKE]stalking you[/STRIKE] catching up on your posts.;)

    I really hope you are going to apply for these jobs. I know Ash going to f-time school seems ages away-but from someone whose been there-twice! it really isn't. By the time you started I reckon it would be May and then you are looking at 4 months of expensive childcare before it became cheaper. You've funded the childcare all this time, including times when you've not been in paid employment, don't give up at the last hurdle.

    Look into other childcare options, a childminder perhaps or does Ash's school have wrap-round care if it does could she start in the holiday scheme in July if that is cheaper than nursery when it's not funded.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Did you apply then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • prophecy_grrl
    prophecy_grrl Posts: 670 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Was just wondering if anyone had heard from IA lately? Haven't seen her on the boards in a while.

    IA - Hope all is ok if you're just reading not posting x
    *** PROPHECY_GRRL***
    *** DEBT FREE AS OF 17/10/11 - I DID IT!!! ***
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I was wondering if she was alright too as she hasn't been online since the 11th April unless she has changed her username. :confused:

    IA - hope you are alright but it isn't like you not to be posting in 3 weeks. :eek:
  • jinky67
    jinky67 Posts: 47,812 Forumite
    She is around on FB and other places :cool:
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jinky67 wrote: »
    She is around on FB and other places :cool:

    Delighted, she must be alright then!
  • prophecy_grrl
    prophecy_grrl Posts: 670 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Cool cool, glad to hear it x
    *** PROPHECY_GRRL***
    *** DEBT FREE AS OF 17/10/11 - I DID IT!!! ***
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