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SAR Request's
Innocent_Guy
Posts: 5,369 Forumite
in Credit cards
Hello All,
This is just a temporary thead regarding the SAR process. If users have been following the "V A N Q U I S" & "Sub Prime Thread" thread they would have seen discussions between myself & Never In Doubt regarding submission of a SAR ( Subject Access Request ) We have both submitted them with a covering letter however the statement regarding the fee of £2 was incorrect. Under Section 7(2)(b) of the Data Protection Act 1998 it states that the Data Controller is entitled to request a fee not exceeding the prescribed maximum. The prescribed maximum fee as detailed on the Information Commissioners website is £10.
This is just a temporary thead regarding the SAR process. If users have been following the "V A N Q U I S" & "Sub Prime Thread" thread they would have seen discussions between myself & Never In Doubt regarding submission of a SAR ( Subject Access Request ) We have both submitted them with a covering letter however the statement regarding the fee of £2 was incorrect. Under Section 7(2)(b) of the Data Protection Act 1998 it states that the Data Controller is entitled to request a fee not exceeding the prescribed maximum. The prescribed maximum fee as detailed on the Information Commissioners website is £10.
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.10
0
Comments
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Today I have recieved a letter from Equifax requesting an additional £8 as the £2 I sent was not enough as per the above section.
CIFAS responded today stating " As at the above date, there is no CIFAS data on our systems registered in your name and date of birth at the address(es) you supplied. They also returned my cheque to me :~)Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Who are the Fraud Prevention Agencies?
CIFAS members use one or more of the following fraud prevention agencies in the UK:
Experian Ltd: Consumer Help Service, PO Box 9000, Nottingham, NG80 7WP
Tel: 0844 481 8000 www.experian.co.uk
Equifax plc: Credit File Advice Centre, PO Box 1140, Bradford, BD1 5US
Tel: 0870 010 0583 www.equifax.co.uk
Callcredit Ltd: Consumer Services Team, PO Box 491, Leeds, LS3 1WZ
Tel: 0870 060 1414 www.callcredit.co.uk
Experian Limited - Experian Decision Analytics: Seabank House, Wight Moss Way, Southport, PR8 4HQ
Tel: 01704 501 001 www.experian-da.com/web/solutions/fraud/intro.html
Synectics Solutions Ltd: Customer Helpdesk, Synectics House, The Brampton, Newcastle-under-Lyme, ST5 0QY
Tel: 01782 664 000 www.synectics-solutions.comBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
PM me the finding.0
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Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Got to wait 240secs for my PM......
OK make sure it's detailed LOL.
Pleased for you regarding CIFAS.0 -
OK make sure it's detailed LOL.
Pleased for you regarding CIFAS.
Cheers Pal,
Im going to apply for J D Williams when my NOC is removedBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
OK make sure it's detailed LOL.
Pleased for you regarding CIFAS.
Did you get my PM? Boring innit? I want all the dirty stuff to come to light!
Where is NID tongiht?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Did you get my PM? Boring innit? I want all the dirty stuff to come to light!
Where is NID tongiht?
Yea it is. No more SAR to them for three months then.
Not sure where he is.
Are you sending another £8 to Equifax and Experian.
Because it's under section 9 not section 7 of the DPA it's £10 not £2.0 -
Innocent_Guy wrote: »Under Section 7(2)(b) of the Data Protection Act 1998 it states that the Data Controller is entitled to request a fee not exceeding the prescribed maximum. The prescribed maximum fee as detailed on the Information Commissioners website is £10.
I will be forwarding them the additional £8 I think that NID had to aswellBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Hey Guys
I have recieved a letter from the director of experian today. Lee Hancock.... He has ensured me he will be personally dealing my credit file and has actioned the incorrect address to be removed. He will also be providing me with my SAR..... Looks like he knows his sh*t!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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