Monitoring investment funds - impossible!

withnell

Why not look at the paperwork from when you bought the fund? Many of the records from old funds have not been computerised, so they can't tell you exactly what you have on the phone - the paper records will be searched when the fund is cashed in.

Out of the links you've posted, every one has a different name - I, R, E in the brackeds, Acc or Inc at the end - you're going to have lots of funds called "Index tracker" because it's a standard name!

dunstonh

This lack of transparency to non IFAs is not acceptable. Who is resposible for this if not the FSA?

The information is available with the exception of bespoke funds and some institutional funds (e.g. money purchase occupational pension funds).

They dont need to put them on the statement as the vast majority of people dont want to know them. Most people complain that statements are too long winded as it is. Your adviser can tell you them.

All you have to do is ask them for the fund codes or ask them for the fund version/series number you have (often statements will show the G17 or S4). The funds you listed didnt take me two minutes to locate on financial express, with the exception of the Scot Wid WP fund which I didnt bother looking for as its probably a legacy fund.

You also need to clarify the tax wrapper as you have different fund universes in your listed examples. One is unit trust and the others are either life funds or pension funds (one from all three is possible).

The AXA E&L Balanced is probably an insurance fund with a citi code of EQ21, ISIN of GB0003195798 and SEDOL of 0319579

Virgin UK Index tracking is a unit trust fund with a citi code of VI01 ISIS: GB0009304311 and SEDOL of 0930431

Remember that that most funds whether they are S1,S2, S3, S4 etc are still part of the main fund. So, as long as you have the main fund you dont need the rest unless you are doing a proper analysis that you expect an IFA to give. You dont say what level of research you are doing that requires you to know the sub funds and not just the main funds.

Also remember that the free website versions of trustnet and others dont often have full coverage of insurance funds and pension funds yet. The paid for versions do though.