Thursday 19/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• clean one room so no housework to do at the weekend
• reduce, reuse,recycle one thing
• plant at lest one tray of seeds
• swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle a lot -
• use lots of smilies to cheer me up

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .

Quick post from me this morning off to Manchester for a manager's meeting :rolleyes: so got to rush out in a minute.

Hugs to the poorly dfw's and naughty piglets:D

Catch up with you all later xxx

OliveOyl_2

Morning SM & All who follow :hello: I'm SECOND! how did that happen :rotfl: :rotfl:

Took a tearful friend for a drink and a meal-deal last night and regretting it today Cost £14 and the food wasn't very nice I think I'm getting fussy about food in my old age, I'd rather eat HM risotto 3 days in a row, than manky meatballs & pasta from a mass-produced-microwaveable-packet :rotfl:

So today, back on the bandwagon and I have/will:

• packed lunch (risotto :rolleyes: :rotfl: )
• had brekfast to avoid the vending machine
• housework in an OS manner -already done the bathroom with star drops
• charge phone at work
• try and cancel OH's Experian report - having trouble because it has to be him, although I signed up for it, and I pay
• scratch'n'click

Have a great day everybody

bathgatebuyer

WIll be eating in the subsidised canteen today;
Will check that my Quidco cash has accrued;
Will refer a friend for a 3G offer which, if he acceps (and he said he will), we both get £45 each;
WIll be walking back to the car tonight saving £1.20;
Cleaning and gettting ready for a weekend trip to my Mum's in the evening.

Should be a cheap day all round.

mogchops

Good morning, another bright and sunny day!

Today I have already:

- Turned off heating when I got up (instead of leaving it on till 8.30)
- Checked online banking (Credit card transfers in progress - have now left one card but not arrived at the other - where does it go in the meantime?? For a spa break and sauna??!!!)
- Beef casserole in slow cooker

Still to do later after work:

- Hang up washing on airers
- Ironing :mad: (HATE it!)

- General tidying up/sweep floors/hoover

- Bins out tonight, wheelie and recycling

Make detailed shopping list for tomorrow (Pay Day! Yippee! :j )

Have a lovely day everyone!

Miss_Piggy_2

Morning all

Lovely sunny day here which is just as well as I left my washing outside all night!:rotfl:

Got to try the impossible and get emergency appointment with doctor today. Ears are driving me mad and are now hurting. I just want to be better!:sad:

So here's my efforts for today:

* Washing at 30'c
* Think about doing the ironing (again!:rotfl: )
* Storecupboard dinner
* Check on-line banking
* Shift some money to on-line savings
* Charge mobile at work

Thats about it - will try and achieve a bit more than yesterday!:o

Miss P
xx

pixiechick99

Ah Miss P - hope you get that appointment and they sort out your sore ear:o

I'm not bad, still got the pain in my side which is driving me mad:mad: Might go back to doctor tomorrow if it's still here.
So, another day off work....
Today I will:

• check banking
• scratchcards 2 x 10p
• NSD hopefully, just need milk but that's out of grocery budget
• read papers online
• washing on 30
• washing out in the sun on the line
• girls' dinner from meal plan, just freezer stuff;)
• heating off
• pop back here for ideas:D

That's all for now - off to lie on the sofa now, well I am off work so got to rest;)

Spendaholic_Chick

Hi all

Not posted for a few days as not been feeling great-had a flare up of unexplained medical mystery wrist illness - tooka couple of hours off work this morning as going to Docs - again (had this 12 years now!) Also got a bad back stemming froman accident I had in December. I feel so old and in pain!

Anyhoo, today I have/will:

- received another £5 amazon voucher from bingoport (£15 in my amazon acc now:T from there)
- freelunch at work
- did a valued opinion survey for £1 (two days running now I've got all the way through one from them)
- free scratchcard - 10p
- check freebies board
- been offered 20 psychologies magazines on freecycle so will arrange collection of those:T
-washing drying on airer
- charge phone at work (even charged batteries at work yesterday lol)
- storecupboard tea
-quidco clicks
- enter at least 10 comps


think that's about it for today - have a nice day,everyone

angelflower_2

Such a beautiful day today I just want to scream MORNING to everyone I meet!!

- got washing out on line first thing and put another load in. DD is off school ill so left her with instructions to do hokey cokey LOL - checked at lunchtime and the second load is drying now
- check up on seeds planted last night (onions, pumpkin, sweetcorn and leeks) - No change LMAO
- eat lunch I bought yesterday
- walk dog for free excersise
- do some garden tidying up so I know what I have to buy
- check banking - as expected
- scratch and click - 20p, 25p
- check pigsback - no clicks this week?
- turn off heating completely - just about died with the heat this morning LOL
- speak to some guys at work about sourcing damn wood

That should be me but will keep checking here throughout the day and update. Enjoy the sunshine all and have a great day

Lottebear

Today I have or will;

- Done daily stratch cards 10p and 20p
- Finished Uni assignment, thinking about going in to London to hand it in
- Go to the Gym for Aqua class
- Hang washing on the line to dry


Relax as I am now on holiday.

talliedebtbuster

Good morning everyone, im finally up, after a shower and my hair is dripping! Waiting in for electrition from council with mum who is meant to be organising the re wiring.

Dont know what else really to do today! This is my sort of plan so far

Sort out finances
Put some washing on as sunny
Look for books for new uni module, maybe go to town library
Vacume
Get ingredients for Fajitas tonight
Look for key worker rental flats still
Meal plan for next couple weeks
Read up on my magazines
Tidy up room
Look for freebies
Look for any piggy clicks - miracle if there are any!
Plan next uni modules

Piquant_2

The sun is shining so uplifting, poor Miss P you really are suffering.

Hoping for another no spend day, think I should manage it! ...and I've had the heating off since last week (although I still don't know how much I owe for the winter quarter, think it's going to be very scary:eek:)

Today I have/will

• bought in breakfast and lunch
• store cupboard dinner
• charge phone at work
• update diary
• wash riding gear