We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Apologies

135

Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    coldoasis wrote: »
    Yes i am a he phew...thank god!

    and an Aries = no patience whatsoever

    I'm certainly not in need of any credit never want to go down that route again

    I got into debt once sold my house and paid off the debts ( a decision i regret to this day as i'll probably never own my own place again) thats what really frustrates me now renting somewhere for twice the price

    and then did it all over again unfortunately the banks were not helpful at all one consolidation loan would have cured it (i think)
    In the end i was drowning robbing Peter to pay Paul and thought sod em

    I know its not the right attitude but i knew i would have a price to pay six years off struggling ( thats what upset me yesterday there i am following the advice in Fermi's thread cleaning everything up and waiting for it all to disapear by this time next year and then i get the CCj thing thrust into my lap adding another year to it and just lost it
    like i say i ve managed for five years with no credit and not suffered but it would be nice to have a credit card with a teeny limit just to rebuild my rating and to stop having to ask others to pay for things and then give them the money like i did for the holiday i booked this week.

    On the plus side BR has taught me some very improtant lessons
    i now have savings something which was unheard of in the olden days
    I still like to pay cash for things even though i have a debit card now (withdraw the money outside tescos and then go n pay cash for shopping - iknow where i am then)
    i now longer keep having to borrow money from people until i get paid.

    I just felt yesterday that i was seeing an end to my sentence and someone was chucking an extra year on for bad behaviour when really i have been quite good ;)

    I would like to help people with any help i can give (but there are far more suitably qualified people on here than me) rubbish! you've experiance that counts for a hell of a lot no matter how easy ride you had...one day you could hold the answer to something nobody else knows

    To be honest i had quite an easy ride with the whole experience very little contact with the OR and have forgotten most of it.

    Hope this helps others who are worried its not as bad as it seems and trust me you'll sleep far better at night

    The only thing is you get very little post through the door as no-one is chasing you and you sometimes get upset with the lack of contact from the outside world and go looking for answers to questions on forums and when they dont arrive get frustrated d'oh:rolleyes:

    Still toying with the idea of taking a new id though The shame of my rant what rant? ;) :embarasse

    Hope that helps a bit!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Cash_Waster
    Cash_Waster Posts: 204 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Personally I applaud you for the rant, it cheered me up this morning, all I could do was laugh, thinking who is this mentalist!

    I could understand your frustration, purely because we all hit crisis point at sometime. I joined around the same time as you and it sometimes drives me crazy when I cant find a answer to my questions in my head.

    Personally I think it was a little reminder to people that we ALL get close to the edge of losing it.

    The regs on here are some of the greatest people on earth who keep helping other, but we all, me included can be slightly blassay at BR and the posters on here often know whats going on. We as a forum can forget that something trivial to us may be a new posters biggest problem/fear in their lives at the moment. Just a bit of food for thought.
  • What happened I missed the need for the apology...can someone update me pls?
    You can't keep a good man down...
  • mr_&_mrs_2
    mr_&_mrs_2 Posts: 244 Forumite
    Oooh blimey im just catching up .... Good of you to apologise, stressful times for all of us here....

    Im prob one of those stupid question posters.....All ive had is help & I love the cotton sock of off all of yoooooooo

    Ive had a great day but now the phones ringing & ringing & ringing ...

    My O/H keeps answering it & seeing them on their way for me .....

    Bless him.....2 days then moooooooooooooooooving house yippppeeeeeee
  • ladylumps45
    ladylumps45 Posts: 617 Forumite
    awww dont change your id!! its really all forgotten so cheers!!!:beer: il drink to that.:D
  • coldoasis
    coldoasis Posts: 139 Forumite
    all i really wanted was a thread of mine with some replies:j

    Was feeling unloved

    I seemed to have achieved this in a very underhand way ;)
  • Lost2
    Lost2 Posts: 15,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dont mind a group hug.....as long as its not the dodgy one! after the day i've had I dont fancy being in the middle AGAIN...although on 2nd thoughts:D

    :grouphug:

    Coldoasis....as I said its forgotten now & hopefully you'll stick around & use your experiance for GOOD..NO NEED for another apology...do one thing for me though? if you EVER feel !!!!ed off fed up & need a moan feel free to PM me ANYTIME

    Oh B****** sorry to hear the news D...


    Think you would much rather have one of these p030.gif Phil
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025
  • Lensman_2
    Lensman_2 Posts: 1,506 Forumite
    Part of the Furniture Combo Breaker
    coldoasis wrote: »
    Still toying with the idea of taking a new id though The shame of my rant :embarasse
    Coldoasis.

    As a minimum, sleep on that one.

    You have apologised fairly and squarely and as far as I can see, that has been accepted - fairly and squarely too.

    As a result, I don't see that any further bad feeling is warranted on anyone's part, including yours.

    Take it easy.

    Jim
  • ladylumps45
    ladylumps45 Posts: 617 Forumite
    rofl!!! hilarious lost2 !! that made me laugh!!
    coldoasis,youve certainly got love now.everybody wants a piece of you now and your thread is at number 1 !! youre soooo popular tonight so make the most of it !!
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    coldoasis wrote: »
    all i really wanted was a thread of mine with some replies:j

    Was feeling unloved

    I seemed to have achieved this in a very underhand way ;)


    Ahhh how sweet....theres a drink on the bar in the Inn Hun with your name on it !!:beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.